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Hi, I'm working on getting all my bills paid digitally, so that if I become incapacitated and the POA is invoked, the person acting as POA won't have a lot of paperwork to deal with. My remaining relatives are a bit untrustworthy so I'm going to create a trust and appoint the bank as...

Hi, I'm considering buying a house and then selling my old one. Flood factor rezoned my house as a dismal situation so I want to move. Yay. I can pay for it cash with a Roth, or a 401k. Both have about 300k in each. I am 60 and have no debt at this time. I know I'll get hit with 20%...

Hi, I've got an IIRA with about 350k. Most of it is in very broad stock indexes, domestic and international. The current RMD is about 12K. I was wondering if directing all the accruals from the mutual funds/stocks to go to the cash sweep account, would be better than selling shares each year to...

I have to cash out an inherited annuity from Nationwide [68k] in March 2018. That is the only option available. Is it better to just take the whole amount and pay the tax at file time, or let them withhold it? I think I only have to pay tax on the gains with this account. When I use Turbotax...

Hi, I've got about 900K total split between 350K in an IIRA, 150K in a Roth, and the remainder in an individual account. I have about 180K in a 401K [FOSFX] but I'm not going to even consider touching that. Hitting about 57 soon had an injury so I'm off full time work for a few years. No short...

Hi, I have an account ~200K that was sitting in T.Rowe Price's Spectrum Income, but it has faired poorly even though rates have not officially risen yet. So I dumped it and am considering TRP's municipal or corporate bonds, but they only deal with that over the phone, and the TRP phone person...

Hi, I have the following situation. About 1.03K in total savings, stocks, bonds, cash. 192K is in Roth/401K. 400K is in an inherited IRA, which I have to pay tax on the withdrawals. 447K is in common stock, bonds and cash. Because of illness I have been considering retiring early, or...