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  1. L

    Poll: Where do you live?

    9 and hoping to get out of it!
  2. L

    I'd like to learn how to make better food

    Mark Bittman - How to Cook Everything - great book by the NYT food writer. He works in a teeny Manhattan kitchen and still makes wonderful recipes! I was very lucky to grow up in an Italian family where I watched my mother cook all my life. Then I became friends with a really wonderful cook...
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    The time has come!

    Hurrah!
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    what did you do today? (2008-2015) (closed)

    Worked for one hour this morning, walked the dog early to beat the heat and all day I've been sitting in front of a fan. The SF Bay Area's summer climate has changed so much from when I was a kid - we never had hot, hot summers like this. Looking for a cooler climate to move to to!!
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    Independent Contractor and Taxes

    Thanks everyone!
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    Independent Contractor and Taxes

    The amount is about $400 a month before taxes and it cannot be in cash, this is a big company. I'm also trying to figure out of if it is worth my time, it's one hour a day of online work. It's about 1/4 an hour of what I used to make in my real job. I would get a on-call job doing the work I...
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    what did you do today? (2008-2015) (closed)

    I just started doing some online work this week so did that this morning. Then spent many minutes on hold with Wells Fargo trying to rectify an error. Now on hold with another department with the CA Franchise Tax Board, after I was on hold for 18 minutes with the first department. Thank...
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    Scientist wannabes?

    I was thinking law school as well but I would want to work in non-profit, therefore the cost of the education is not worth it. Would be cheaper to do paralegal certificate though it is an outlay for a good program.
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    Independent Contractor and Taxes

    This is a question for the independent contractors out there. I just signed on to do some contract work, I won't be earning much, let's say enough for some nice lunches and to pay a few small bills every month. I have to take out for SS and Medicare and I assume I will have to do estimated...
  10. L

    Buy a vacation home or just travel? A nice problem.

    I look at Trulia a lot for South Tahoe and there's a wide range of prices.
  11. L

    Why retire early?

    I had spent 9 years caring for my elderly mother and when she died I just thought - that's it! Life is short and I have diabetes and I wanted to care for myself and enjoy life. I was also tired of the bullsh*t of the management where I worked and how I was being treated and I was a manager as...
  12. L

    What is the last thing you ordered from Amazon?

    Malden Sea Salt and packing supplies - bubble wrap and packing paper - to start packing for my eventual move. LOVE Amazon Prime!
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    what did you do today? (2008-2015) (closed)

    Slow morning surfing the net outside in the backyard with my cup of coffee and my dog and cat sitting next to me. Went to IKEA to get more storage containers - very cheap! Found some new soft containers that zip and in went my large comforters and extra blankets. Finally found the floor of my...
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    Life Insurance...for my animals?

    Thank you!
  15. L

    The Genetics of Saving

    My father was a self-employed barber and grew up during the depression. He was extremely tight with the money - I had to beg for new school clothes. However, I don't know how much of a saver he was. I know that his entire retirement plan consisted of selling our house eventually. All of my...
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    52 and ready --Pension Handcuffs

    Our city pension plan allowed retirement at age 50, however, there was a formula, years employed, age, salary, etc. I was ready to go at 50 but would have had only 50% pension. It was a difficult five years but in that time I was promoted to a manager and added quite a bit to the formula so I...
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    Life Insurance...for my animals?

    Thanks for the advice! I have to think of someone younger than me, all my trusted friends are my age so I figured they are out. Grand nieces and nephews are a possibility but right now they are 18 years old and just starting college. I hope I live a long time though!
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    2 months into OMY, BS bucket full, and new boss is an idiot

    My final year was probably the most difficult of my career because I really, really hated my boss by then and everything going on at work. And I had hated her for years anyway! Anytime I heard her voice, or her walk or her laugh, I would cringe! BUT, I had to stick it out, though, in fact, I...
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    Do you have structure or routine in retirement?

    I have no routine at all, which after 1 year and 8 months is starting to get old and unhealthy. I stay up until 1 a.m. reading and then sleep in until 10:30 or so. This is becoming tiresome in many ways - I AM a morning person so getting up late kinda screws my day. So I am trying to return...
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    What have you read recently? 2009 -2020

    The new Lee Child book, Make Me, which hasn't come out yet. As a former librarian I get to read lots of galleys! It was good, but not as great as previous books. Still, love Reacher!
  21. L

    i did it , first day retired

    Congrats!
  22. L

    Good Friend Bored in ER fter only 2 Months!

    Thanks, Philliefan! (though I am a SF Giants fan...)
  23. L

    Life Insurance...for my animals?

    I'm thinking of getting AARP Life insurance and leaving the money to a person to be named later to care for my pets when I die. Not sure how I would have it so the person HAS to care for them. Is this a good idea or should I do something else? I could easily save the premium every month and...
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    Good Friend Bored in ER fter only 2 Months!

    After 1 year and 8 months of retirement and my relocation plans being put on hold, I feel I'm more in a holding pattern of boredom. At first I loved having so much freedom and recuperating from years of work - the last few being particularly stressful. I'm afraid to make plans (beyond social...
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    Have you failed (financially) at ER and returned to work?

    I failed in that I don't have much in savings for emergencies. I have a large amount for a specific purpose that I am not spending, expecting to be using it in 6 months or so. It will secure me a great place to live for not much output - a limited equity co-op. But I paid part of my...
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