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This is a question for the independent contractors out there. I just signed on to do some contract work, I won't be earning much, let's say enough for some nice lunches and to pay a few small bills every month. I have to take out for SS and Medicare and I assume I will have to do estimated...

I'm thinking of getting AARP Life insurance and leaving the money to a person to be named later to care for my pets when I die. Not sure how I would have it so the person HAS to care for them. Is this a good idea or should I do something else? I could easily save the premium every month and...

I was just hit with thousands of dollars in vet bills for my sweet dog, Frankie. Really put me in a hinky position and I feel the need to replace these funds. Part time job? I loathe the idea of having to get up, dressed and being some place I HAVE to be. Not only that, but I can't get a PT...

It's been 6 months since I retired from w*rk! I haven't done much except rest up, read, relax and hang out but it has been the best 6 months of my life. I am slowly starting to take on new things - next week I start an intensive Italian course - and think about what I want to do with the rest...

This forum is usually respectful to everyone, however, when the topic of public pensions come up, there are nasty folks that have to weigh in. You do not pay for my pension. I paid for my pension, the City I worked for contributed to my pension and 75% percent of the rest is investments that...

I've been retired for 26 days and I cannot believe how happy I am! The days go by rather quickly, much of my physical pain is gone, I'm no longer emotionally binge eating and when I hear about my old work I just smile broadly because I don't have to put up with that stuff anymore. The freedom...

I retire in 21 days and my plan had been to move to another town in a few months. The place I wanted - a townhouse cooperative - has a waiting list of 22. I hadn't expected that as traditionally it's usually been 6. So my plan now has a few kinks. I'm trying not to lose hope about it. I am...

When I retire next month I lose my employer paid dental and vision. Has another considered either insurance? I'm just having an implant finished up so that's taken care of and then only "anticipate" cleanings twice a year. Vision is another matter as I'm diabetic and require a retinal...

I'll be putting my papers in in 28 days! Still on track for end of year retirement. BS bucket is incredibly laden but hanging in there. Now planning a trip to London in January as reward and as my carrot to hang in there.

My 457 (for government workers) has been in a yo-yo for the last 3 months and I feel like I'm throwing my contribution away. Im basically in the same place today that i was 3 months ago and all my input Was useless. I'm 5 months out from cashing out but wanted to be farther along than where I...

I am assuming that because I have a lifetime pension that my FireCalc would be 100%? There is no other income.

My pension will be my monthly income upon retirement and I get to choose how much I have taken out for taxes, Fed and State. How the hell do I do this? W*rking it's been around 28%. I can't believe I would choose the same for an income that will be 30% less? Time for a tax consultant or is...

Mine is a bit more than a year - 14 months, but mentally I am already gone. I *could* retire at the end of the year but if I was a smart cookie I would wait until the 14 months are up. How does one survive a j*b that they are bored with, sick of the people they w*rk with, tired of all the...

My mother died in January and that has left me an adult orphan at 53. My plan HAD been to retire at 55 but lately I have been so sick of everything at work, my health is none to good (diabetes, heart issues), I am just tired, plain tired. I know that part of my restlessness has to do with my...

Hi everyone. I'm Linny and my hoped retirement date is December 31, 2013. I may have to stay until June of 2014 but I am trying every which way to make it the end of this year. There would be a difference of $145 a month in my pension by going early but I would start closing that gap in a...