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  1. U

    Things you have learned on the forum

    I will go first. When I first joined this forum, I always ran my sentences together with no space in between. Of course, I have corrected this. Anyone else want to share? It could be anything at all you have learned. Investing or otherwise.
  2. U

    OPEN stock- Any Opinions?

    So I took a small position in Open stock. Opendoor technologies, which is an ibuyer, instant buyer . A company which buys and sells homes online. Does anyone else have a position in this stock? Does anyone have an opinion whether ibuying will be a good investment or not very good at all? I am...
  3. U

    Are you still listening to OTA radio?

    I was wondering this because there are a lot of OTA radio stations in large cities and of course there are radio stations scattered throughout the U.S. A. So with that, the problem I have with OTA radio, whether it be on AM or the FM band is.... commercials! I hate them, and it seems it gets...
  4. U

    At what point did you think the $1 million milestone was possible?

    I finally feel like I have a shot at the $1 million milestone. I am a bit over the 500K milestone now and it suddenly feels possible for me someday to reach the $1 million mark. I feel like compounding alone will get me there someday. I know it will still take years, but it seems doable now...
  5. U

    AMC stock

    I am curious if anyone holds AMC entertainment Inc. stock. I know like a lot of stocks it has been beaten down. I saw a video of the CEO of the stock say they have no revenue coming in due to the coronavirus resulting in the closures of its theatres. So my questions are if anyone holds the...
  6. U

    ATM card use for expatriates

    Well, I was wondering how those who are from the U.S. who either relocated to another country or spend significant time away from the U.S. manage to get money every month for their living expenses. I can't get money from a pension yet, not old enough, another 4 months required for minimum age...
  7. U

    Phrase that came out of the blue

    I first started noticing this phrase recently. The phrase is true dat. What? Where did this phrase come from? I can live with it, but I will not use it. It just sounds weird to me. When did this phrase get started ? Does anybody know? If there are other phrases that other posters...
  8. U

    Hair today gone tomorrow

    So I started losing the hair on top of my head in my late 30's. I am 49 now. A bald spot right on top of my head. I have been thinking about it for a while now and I am going to look into getting a hair piece/toupee to cover it. I am not trying to look any younger, although I might. Mostly I...
  9. U

    50 years old with no savings

    I ran across a man recently that like the title says is 50 years old. He has no savings of any kind. He is married. He has no clue how to get started or what to do. All he will have is Social Security. I feel bad for him, and his wife. So he asked me for advice. This man clearly needs help. So...
  10. U

    Musicians you never saw in concert

    I regret never seeing Billy Joel in concert. I have always liked him. When I lived in California I'm sure I had the opportunity to see him, but I was too busy working and trying to survive, and I never thought about it. The reason I like him is because his music is diverse, and he sings about...
  11. U

    Twain quote

    When you fish for love, bait with your heart, not your brain. -end quote That is a Mark Twain quote. I know there are many singles as well as married couples on the forum. I was wondering what this quote means to you. If this quote is really true, could it possibly help someone find...
  12. U

    Difficulties learning another language

    I have written about this subject in the past, but the threads are old and I wanted to put kind of a new twist on it. I envy those who can pick up new languages easily. They say English is a Germanic language, and it is i think, but which one specifically I have my doubts. I think it might be...
  13. U

    Weight loss

    So less than two weeks ago I was weighed in the doctors office at 190, the nurse told me 190, I remember vividly. I go in today and it's 180. Mistake? Well, it is possible I lost 10 LBS. I had a health issue and I didn't feel good at all. So I cut out beer, potato chips, and popcorn. I still...
  14. U

    Anyone still holding Mortgage Reits?

    I still have a few stocks of Mortgage Reits. This post isn't an argument for or against Mreits. I have a small position in them because I like the income they provide. I am aware of the 2/10 year spread. I am also aware that the few stocks I own in this sector have survived the 2008/2009...
  15. U

    What new series are you watching? *No Spoilers, Please*

    I have been a fan of so many classic series it would fill a book. From the 50's to the 90's. Yet I really can't name any series or program that has grabbed my attention in at least the last ten years. So with all that said what new or recent series is anyone watching or would recommend giving it...
  16. U

    Do you go paperless?

    For a long time I resisted doing this. But it seems to me it makes sense. I can access my accounts online anyways and the only thing I need is the tax information at the end of the year. So I did this where I could. To be honest, the paperwork I am getting in the mail is too much, and I needed a...
  17. U

    Can an HSA be used like a Roth IRA?

    Let us say I open up an HSA. I fully fund the account each year. Then I have medical expenses over 7 years of 20k. I use my own savings to pay for medical expenses over those 7 years,not using any HSA money. I save all the receipts over those seven years. Then in year 8, could I take out 20k...
  18. U

    New investors should look at Roth Ira

    The title sums it up. I wish that I would have put more in a Roth Ira when I was working. I could do conversions, but that is not what this thread is about. It is for anyone who is still working to consider a Roth Ira. Tax free withdrawals after 59.5 is hard to beat. 59.5 comes faster than...
  19. U

    Another Health Insurance Question

    So I am looking at two plans, one is a silver plan for $134 a month, and another is a Bronze plan for $14.27 a month. Of course these prices are with the subsidy I would get. I think the Bronze plan might be a little better. But my question is if Obamacare goes by income and not by net worth...
  20. U

    Do you include savings/checking account in net worth?

    In the past I haven't included either one. But then I realized that there is over 11k every month between the two, and they are pretty much within 2k of that yearly. So I started including it in my net worth calculations. Am I wrong? What do you do regarding this?
  21. U

    Hong Kong housing

    I just very recently learned of the barely livable conditions some residents of Hong Kong have to endure. For about $300 to $400 USD a resident of Hong Kong gets a 120 Sq. foot living space. Often times they have to share that tiny space with other family members. Wow! It makes me think how good...
  22. U

    Mortgage reits

    Does anyone own Mortgage reits? I have a small position of 6% of my portfolio. It is not going to make or break me and it gives me exposure. I am quite unsure about interest rates so I don't want to bet the farm on this. Does anyone have any thoughts about it?
  23. U

    Capital gains tax

    I was just curious how others feel about the gains or losses they make on their investments. For example, lets say someone makes 100k gain in their taxable stock fund, etf,whatever. If one doesn't sell the account, then they owe no capital gains tax on the 100k? Is this correct? If it is, then...
  24. U

    Interest rates in the next few years

    Since interest rates are so important to not only investors but to so many others I was wondering if anyone had an opinion on where interest rates are going. I realize no one has a crystal ball . Still, we all have opinions and if anyone would like to guess on where interest rates might be going...
  25. U

    Tea for health benefits

    In particular I am curious about Chamomile tea but I would welcome any conversation about any tea with health benefits. I thought chamomile tea would help my blood pressure. So far, it's been about two weeks, it helps a lot. Chamomile tea is also supposed to be good for insomnia. Also it is...
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