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Recently, we went on a trip to MX, so DW decided that we all had to get some typhoid vaccines. We all went to the same provider, same location, and they ordered same prescription, but we picked it up at two different pharmacies. Here is what the exact same pills cost us according to the EOB...

Does anybody feel good about their finances now that fixed interest rates are around ~5%? I've had huge cash positions over the last several years, in anticipation of rising interest rates, that paid so little. Now that they are all in treasuries, CDs, and MM, annual passive income has shot up...

If this is true, then it would be good news. "Coronavirus patients without symptoms aren't driving the spread of the virus, World Health Organization officials said Monday, casting doubt on concerns by some researchers that the disease could be difficult to contain due to asymptomatic...

I've been a proud member of this community for the past 6-7 years, when I first became aware of a thing called early retirement. This is when I first learned of the term FIRE, so I always believed that this community is the genesis of the FIRE movement. Out of curiosity, what was the origins...

I had pre-booked a trip to Maui for a month at the beginning of July. Using your crystal ball, what do you all think is the over/under that I'll be able to take the trip?

More and more "experts" are saying that we should expect the next wave during the fall. Does anybody else feel like our elected officials will be behind on this as well? I suspect that another stay in house order will not be as tolerated.

I've decided to stop reading all news coverage and directly go to sources so I listen to Cuomo's daily update, my own state's updates, and the US task-force. If I want news, I primarily go to NPR and Reuters. Outside of these two, all the news outlets are absolutely horrible. Here are...

As I reflect back, I am glad that I have mix of 60/40 AA for long term assets, individual stocks for dividend investing, and rental portfolio. I also have about 1-2 years worth of cash. I have paid off our mortgages for my primary and my investment properties, despite the math that indicates...

In a recent MegaCorp reorg, my position was eliminated and I was given a nice package to leave the company. I've been working on my FI plans for almost a decade now, so this was a very welcomed and hoped outcome. :dance: I am planning to tell my and DW's immediate family. Yesterday, I was...

I recently updated my quarterly financial spreadsheet and found that I am now way beyond FI. Given my target spending, my investments cover the next 71 years of spend, i.e. I'd need to withdraw at a rate of ~1.4% of my investments to cover my expenses. And my investments are rapidly going up...

For the first time, I finally projected out the RE of my FIRE plan and I'm officially targeting March of 2020, at which time DW and I will turn 50. I sequenced my cash-flow out based on 7 passive income streams -- growth dividends, investment properties, deferred compensation, small pension...

I'm trying to figure out my next steps in terms of income, investments and asset allocation. I'd love for you all to tell me about how you would personally handle this. All of these are hypothetical round numbers to make the math easier, so actuals are materially different. Annual spend: $80k...

I've been on my FI journey for quite some time. I started with a large mortgage, car loan, and credit card debt. I recall vividly the feeling of dread as a I looked at my monthly payments and being so nervous about the situation we'd be in if I lost my job. From this epiphany, I started...

I've been fortunate to work at a stable megacorp where the stock price has had a nice run up, and I'm sitting on a decent chunk of change of in-the-money fully vested stock options. My worry is that they now represent almost 20% of investable assets, and it will go up to 25% once the next...

I work for a company that offers a ESP program, which allows me to deferred 80% of my salary and 100% of my bonuses. It works such that at employment termination, I can choose a 1, 5, or 10 year payout period. My employer is a highly stable megacorp. I am considering deferring 80% of my base...

Having read a significant part of people's FIRE strategy, it seems like the majority of the people use investable assets with a target WR and spending to come up with a target number and date for ER. Most of this is extrapolated on historical investment returns (supported by the 4 pillars of...

DW and I are fairly discreet about our financial situation, so outside this forum, we convey very little to anyone about how much assets we've accumulated over time. And from the outside, you would not know given the age of our cars or the moderate house we live in. With that said, DW and I...

Glad to join this board! I would love your opinions on whether my plan seems reasonable for FIRE. A little bit about us: Over the past 10 years, DW and I have been turning around our financial situation from being fairly deep in debt (almost $400k in mortgage, student and car loans) to one...