Search results

Friends, thank you for the input. Great response! We've decided to go P/S. Here's why. P/S is actually just a life policy usually costing 10% of full benefit as premium. In our case that's $300 mo. Seems steep for the $1350 a month she'd get. A term life plan giving her that much for 20 years...

Couples who qualify for an employer pension need to make a big decision before they retire. We are one such couple. Should we take a life-only annuity, which provides the highest monthly payout but ends when the pensioner dies? Or choose a joint-and-survivor benefit, which offers a lower payout...

Greetings, all. Glad to have found you. Here's my story. I'm 52 and looking forward to taking a 32-year union tradesman's pension within the next few months. This won't carry me entirely, but I'm hoping that it will provide a way for me to start my own business and call a few of my own shots...