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Well, its about frigging time you walked away from that job! You should have done it earlier - like I did. Just so all you guys/gals know..... I know this guy personally. :dance:

No, not at this particular juncture. I don't like the risk factors associated with colonoscopies. I'm 65 and every year my GP recommended one, but I deferred, so she would do the fecal matter test. Everything looked normal. Then a couple of years ago I did the Cologuard test. My insurance paid...

The decision at this point is to double up on the mortgage payments and allow what we have to continue to grow over time. If at some point we feel/believe that things will go south economically, we will just pay it off and suffer the tax consequences. As far as how to pay for food, this is one...

Maybe the right answer for us is to double up on the payments (additional going to principal only) for the immediate term. This allows us to stay liquid while at the same time keeping us in a lower tax bracket. I have an appointment with our FA in a couple of weeks and our CPA that same day...

I am a big boy, I can take it..

I appreciate your perspectives and replies. Its a real conundrum for me at the moment. Smart money says pay it off over time and reap the benefits (maybe) of the stock market over that same period and allow the IRA to continue to grow. The other side of me says debt is bad. The bank really...

My apologies for another "Pay off Mortgage" thread. I don't know if my situation is unique or not, but here are the details.... Been debt free for several years. Bought a farm in another state. After buying the farm, we sold our payed off home and moved to the farm. The farm cost far more than...

Thanks Joe - I ran the open source calculator. Like all the others it recommends I wait until 70. I'm starting to think these calculators are rigged by the government. :laugh: They hope you expire before they have to pay you any benefits. Most likely I will not wait until 70.

Hey, this is looking better! Maybe it now will be a nice birthday present to me!

Hey, thank you! That certainly makes me feel better :dance:

I retired recently and I must say I have been busier than ever - but its a good feeling to be busy and not be encumbered by the corporate world. I certainly don't miss w**k - in fact, I should have retired sooner! Anyway, I'm having some difficulty getting a question answered. Maybe my best bet...

Our company stock is private. It can only be held by its employees. Its not sold on the open market. The stock has done well over its 25 year span. Right now I'm averaging 8%. Company is very ethical in its business practices, so for the moment, I feel safe having 40% of my money there. I'm...

Yes - I think we have Target Date Funds as an option. I don't know anything about them. Thanks for the tip - I'll look into them. In reference to 2B - what is "FA"? Thanks for the book suggestion. I'll pick it up on Amazon....

I am about 3 to 3.5 years from retirement. I'm not well heeled in investment strategy and don't have a sizable retirement nest egg as some of you do here. Plus, I simply don't know anything about investing, but I feel I need to do something soon. My current situation is this.. Current holdings...