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I was the personal representative for my father’s estate. He spent the last 2 months of his life in a hospital and rehab. He was mentally incapacitated for much of that time. I had Power of Attorney. I only had to use @ $800 out of his accounts for his HOA and a few other expenses. His Will gave...

$487 for $1M in Florida.

Gosh I’ve used every calculator I could find especially before I retired @5 years ago. This year I anticipate a little higher withdrawal rate. I’ve had some medical expenses and bought a few toys. I just got a hoot out of my Firecalc results today when I ran the simulation with this year’s...

Just ran Firecalc after it was updated to include 2023. My expenses +14% came out with a 100% success rate without SS. Nice.

Being single and 63 I could make that work. But my sleep at night factor would be affected. That would leave no wiggle room in my budget at my current lifestyle. Probably would have to take SS earlier than I want to.

I retired at 58. I really wanted to retire at 54 but I felt unsure that I had a large enough nest egg. At 54 my projected withdrawal rate was right at 4%. As it turned out my expenses in retirement are higher than I projected at 54. A lot of that is because I decided to buy a nicer house and...

Single, 2023 grocery spending $377 per month. Eating out, $208 per month.

1. Home (maintenance, property tax, HOA) 2. Insurance (health, flood, umbrella, homeowners) 3. Sports/Hobbies 4. Food 5. Auto 6. Income Tax 7. Utilities 8. Gifts 9. Medical 10. Travel

"Surprisingly OK" is an apt description. If you watch a lot of cable TV or over the air TV, or 720p or 1080p streaming TV, it is pretty darn good. However, the TV's shortcomings are exposed if you stream 4K content, especially HDR or Dolbyvision content on platforms like Netflix, Apple TV...

$56,162 all inclusive. I’m 63, single with a paid off everything. Under 3% withdrawal rate pre SS. I feel so fortunate!

A new set of wedges for my golf bag to replace the nearly 10 yo set I had.

As a Bucs fan THAT was brutal. CJ Stroud has been looking impressive.

From a good app experience to a very disappointing “Mobile View” experience. I hope this isn’t the final product.

Thank you. My health insurance company sent me a letter telling me my current plan won’t be available next year. Time to start looking for a new plan.

I’m in my fifth year of retirement. I track my expenses and 3 of the first 4 years I spent between 3 and 3.5% of my investable. The year I bought my new house I spent 6.5%. This year is tracking at about 3% again. My expenses this year should be about 16% more than the year I retired. I...

Sorry I don’t know.

I have 3 extended family members that are drivers for UPS. The oldest retired at 53 after a series of back surgeries. Another 47 is currently out on medical leave. He had neck surgery a couple of weeks ago and is scheduled to have back surgery soon. The third is just turning 40 and is going to...

I participated in a Ryder Cup format competition last year with a group that had been doing it for years. I played pretty well the first 2 days and our team was a few points down heading into the singles pairings. I was told that my opponent for the final day was very good so I was looking...

Just had a burger on the grill tonight. Bottom bun, onion, 2 slices of cheese, 1/2 pound burger, ketchup, mustard, top bun. Yummy.

At 62 and single I am mindful of my MAGI for my ACA subsidy. I transfer funds every 6 months from my taxable brokerage account and/or Ally account to my CMA at Fidelity. Also a my dividends get deposited there. Then I add funds from my tIRA monthly based on my projected expenses. I keep @ $2000...

Age 62. 47/53.

Thank you! That's taken care of.

I’m so sorry. I lost my 16 year old Kitty in January. He was the sweetest little boy. He had been having manageable health problems for a while. It was so hard when he passed laying on my lap looking up at me with complete trust. I miss not having a pet in the house but for now I can’t. Maybe...

I tested positive for COVID June 20th after feeling like I had the flu the day before. Had body aches the night of the 19th severe enough that I couldn’t sleep. I had body aches for 3 days and started feeling better on the fourth day. I’ve had two doses of the Pfizer vaccine and one booster.

Thank you! I had the same question.