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My government give has a 403(b) plan where 7% of my pay is automatically invested in the plan. After 8 years (6.5 to go), my employer matches the account by 200%. My gig also offers a 457b def comp plan, but I do not participate. There is no match. Any suggestions on how to decide...

My wife taught for eight years and is now a SAHM. She has no plans to go back to teaching. She is eligible to draw on her teacher pension on 12/31/2038. At that time, she would receive $389.73 per month (with an estimated payout of $133,755.33 over the remainder of her life.) Or we can roll...

I'm one of three owners of an LLC. We would like to set up some sort of a retirement account (either SEP, Solo401k, 401k, etc.). I feel like we need an expert to advise us on which of these accounts is best suitable for us. Should I look for a financial advisor or a tax advisor? Quick facts...

I'm too young to be this tired of w*rk. Long commute and rat race are wearing me out. I want to spend more time living and with my family. I feel like I may be FI, but would appreciate your thoughts. I have owned a small business with my brother and sister since January 1, 2016. They handle...

Thoughts on using paternity leave as a trial run for ER? I'm tempted to take three months (unfortunately unpaid) as a trial run at ER. I have some passive income from a family business that is more than enough to meet my expenses. It could be seen as a career limiting moves. On the other hand...

I have a few questions regarding solo 401k/profit sharing in the context of a multi-member, member managed LLC. Hoping a few of you small business owners can help me out or point me to another resources. First, if three members of the LLC work for the company and receive guaranteed payments...

I'm curious what others' approach and rationale is when it comes to the level of detail about your finances you share with family and friends. Beginning when I was a teenager, I believed the less people know about my finances the better. I thought that nothing could be gained by sharing...

Hello, another post mentioning "at-will" employment being a two way street got me thinking about how best to handle my boss. My goal is to ER sometime before 40. I'm perfectly content with my current position (the compensation will allow me to achieve my goal). So I am really not interested...

Who all is targeting an early retirement before age 40? My goal is to transition to PT work sometime between age 35 and 40 and full retirement around 40. Sent from my iPhone using Early Retirement Forum

I recently met with a Financial Advisor to see if he could convince me that I would be better off letting him manage my money rather than doing it myself. I was very clear that I was covered on life insurance through work and not excited about any insurance products. His proposal included a...