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Go me. ;D I can't take too much credit for that, it's just a shade more than VTIVX's 27%. Yes, there was PMI, which I paid up front as a single premium. It was about half the cost of paying monthly PMI until I hit 20% equity. Whether it was a better idea than putting 20% down remains an open...

Thanks for the response! The cash is my 9-month emergency fund and the house maintenance fund. If it came down to it, $130k of the investments are in Roth accounts (which I probably should have mentioned, sorry) so I could pull contributions without penalty. You're right that since returns on...

I'm a single man, 40, no kids, with gross wages of about $85k/year. Occasionally I have consulting income, which can be anywhere from 0 to $20k in a given year. Right now the assets are around $25k in cash, $250k in other investable assets in tax-advantaged accounts, and a house/mortgage (10%...