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You and DonHeff made me re-research the annuity eligibility. Looks like I was reading about "immediate" annuity requirements versus deferred. Deferred annuity requirements look to be a minimum of 5 years, calculated at 1% of high three salary X years of credible service and deferred until age...

Thanks. This is the reality check I needed; especially with regards to the pension. Response to questions: -Our post live-aboard life (depending on health) will still include the boat for part-time local cruising, but will also include a land base somewhere in the States or Central/South...

Hello, As longtime followers of this forum for planning advice and as a direct result, we are finally at the point of convincing ourselves that we are FI and ready to RE. I am 58 and DW is 56. We live a fairly frugal lifestyle other than preparing our boat for cruising. Although I am two years...