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Just because your house is less doesn't mean you don't owe the balance of your mortgage. I too got caught up in this mess, bought house for 618,000 and now only worth 480,000. I paid off the mortgage for peace of mind and not paying the interest every month. I still have to pay 1200.00 a month...

Thanks 38 Chevy for responding. We have estimated our actual expenses at around 7600 per month wit a little wiggle room. Will be going from 13k a year in Real Estate taxes in NJ to around 2600.00 per year in NC. Pension i will net 3500.00 per month. I have a million dollar annuity (990k) that...

Hi, I am 60, will be 61 on March 17th. Been working almost 40 years and my commute to NYC is 1 hr 45 minutes each way. I am contemplating early retirement by 1 year.. I am collecting $40k Gross pension from previous employer, I have $2.8M saved, of which paid off home is 500k of the $2.8m. Live...