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Just found this one today. My new fav: 'You can't produce a baby in 1 month by getting nine women pregnant' -Warren Buffett-

https://www.ssa.gov/benefits/retirement/planner/military.html Special earnings addition if you were in the military. "From 1957 through 1977, you are credited with $300 in additional earnings for each calendar quarter in which you received active duty basic pay. From 1978 through 2001, for...

https://www.foxnews.com/health/ai-technology-catches-cancer-early-ezra-full-body-mri-scanner https://ezra.com/ I am thinking about getting this scan. It's an MRI that scans mutiple(13) organs for cancer. Currently only in a few locations. NY, LA, Las Vegas, San Fran and Florida. Looks like...

95 is a good run. Incredible individual. Played Football, basketball and baseball at the university of MN winning 9 letters. Would have earned 12 but in the 40's freshman were not allowed to play varsity. Played pro basketball and won a championship with the Lakers. Played and coached in...

Looks like age 57 and the year 2023 is it. Made the decision last week. Told the deputy program manager and my clients yesterday. Interestingly, I found out the guy I replaced in Septemebr wants to come back so good timing all around. To recap, became FI in 2010 when I went over 20 years in...

https://www.foxnews.com/health/you-retire-early-you-could-harming-health-study "As they grow older, many Americans begin to think about the best time to retire. Yet a new study throws some warning signs around that decision — as retiring early could actually worsen people's health. A recent...

I officiate sports. Baseball and volleyball. I am an independent contractor working for mutiple organizations. Each organization issues a 1099 for the tax year. I get to deduct the usual expenses-mileage, uniforms, etc... One organization covers mutiple states. In one state, they work a...

Hello ER members. In Arkansas again dealing with elderly mother. Also here closing my sisters estate. Below is the link to my dealings with her this summer/fall. https://www.early-retirement.org/forums/f38/sister-end-of-life-110124.html Looking for some advice. My Mother has SS and...

59 yr old sister is in the hospital. 40+yr smoker and alcoholic. 10% kidney function. Liver just as bad. My nephew(36) and niece(33) are there with her. They want a decision on dialysis now. She wants to wait until I arrive on Thursday. No insurance, no job. Has paid for house (basically...

I have found numerous stories about missing out on the 5, 10, 15 best days of the market each year and how much that would reduce your stash. Time IN the market vs TIMING the market. What I cannot seem to find (please point me in that direction if you can) is what would be your results if you...

https://www.ramseysolutions.com/debt/state-of-personal-finance-2021-q1-research#:~:text=Personal%20Finance%20and%20Student%20Loan%20Debt,-Intended%20as%20a&text=Over%20half%20(53%25)%20of,regret%20going%20to%20college%20altogether.&text=Many%20Americans%20feel%20held%20back%20by%20the%20burden%20...

Took me 21 months to get a straight answer (and the actual SPD). The good news-I can use 55 rule. Bad news-one time lump sum only. I could do something like, on a 100K for example, take a rule of 55 distribution of 50k (IRS exemption of 10% penalty) and rollover the other 50k into an IRA...

Two things that have come across as strange to me over that past decade. First of all is people going by their middle names. I moved to MD 11 years ago at age 43. Up until that point of my life I had maybe met 5 people who went by their middle name vice their given first name. In my 11 years...

I understand that the IRS allows a person to draw from their current 401K on or after 1 Jan in the year they turn 55 (if allowed by your company and the 401K company). If a person leaves after that date and then starts with a new company can that person theorectically draw from 2 seperate...

I have my current 401K with Fido, a year old Vanguard 401K(prime contractor axed sub contractor-haven't combined yet) and my old TSP from my military days. 1 Jan marks the 1st day of the year I turn 55. If I want to draw the Vanguard funds can I combine them with the Fido 401K after the first...

The last 2 days I attended a retirement seminar with DW. She is a fed employee with plans to retire in 7 years at 55. There were several things that caught me by surprise. First of all the age of the attendees. Most were older than me (54). Another thing that caught me off guard was the...

https://www.biznews.com/thought-leaders/2013/09/10/retire-at-55-and-live-to-80-work-till-youre-65-and-die-at-67-startling-new-data-shows-how-work-pounds-older-bodies?fbclid=IwAR3Xvcw-xU3pk5GBE32iuWaVEU7zNRgntFy4WjTZsAj_AXcbw-bmdo6TeOU "Ten working years can cost you twenty years of retirement"...

Looking for some advice from the croud. Here is the situation: My wife and I rented a car from one of the named brand company's. It was your standard situation at the airport. Walked to the vehicle. Conducted an inspection. Noted same damage to the passenger side rear quarter panel...

My 4000 plus employee company has an HR department that is useless. Less than one year ago we merged with another company. We switched our 401K from Principal to Vanguard :dance:. When that happened I asked the HR department about the 55 rule. Their reaction? ??? They came back and said we...

Turns out I drive by Great Mills HS every day going to work. DW has a coworker who has kids at that HS. Early reports say 2 dead. Sad that this story keeps repeating itself every month or so.

I am 52 and my coworker is 57. Both retired military. Both empty nesters. Both have younger DW's. We both live on the Chesapeake Bay and love being on the water. He and I seem to have a recurring conversation. Kind of a sanity check. Each week we talk about anything negative that is going...

Question for the gang at large: What is the significance of FRA? You can get SS at any age between 62 and 70. Why is a certain age (67 for me) considered FRA? I can start receiving SS at 66 year, 11 months or 67 years, 1 month or anytime between 62-70. I understand that you get less at 62...

My mega is switching from Principal to Vanguard. (Yippee) Today we had our brief by the Vanguard rep. I asked the 55 question. At first she said she didn't know. Later she said no (I really don't think she knows). After the brief I spoke to HR. They didn't know for sure and still didn't...

DW and I are over the limit and are suppose to participate in AMT. What I do instead is check "married but at the higher single rate" and also withhold additional $ each month. Is that acceptable? The IRS is getting their fair share (and a little extra) every month. I miscalcualted a bit...

Yesterday was a stormy gloomy day here in Southern Maryland. I was driving to the gym when Piano Man came on. Seems Billy Joel was talking about all the sad souls there in the bar to include Davy who is still in the Navy and probably will be for life. Then I thought about the mythical Davy...