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    Tomorrow begins the 10 day countdown.

    Congratulations.... T-116 working days for me :)
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    do you love where you live? retirement location

    Santa Clarita, CA Snow? What is this stuff you call snow :) I love my neighbors/neighborhood It's So Cal...yes it's expensive. When I do retire, I'm outta here. Taxes, politics, traffic, heat, etc. Looking at the areas surrounding Boise, ID when I'm ready. Wife retired a few months...
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    I am crazy to think I can retire at 48?

    I'll have to double check that, thanks!!
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    I am crazy to think I can retire at 48?

    Not with CalPers....LACERA. WEP and GPO may affect me by reducing my SS benefits, whatever they may be. But at my age I'll still work for those 3 quarters and get a little. when I'm eligible due to age. It's better than nothing I guess. I hope I'm understanding GPO and WEP right, but may not...
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    I am crazy to think I can retire at 48?

    Hi, yes I draw 115,000 pension right away and it continues for my lifetime, plus cola of 1-2% regardless of SS. Both my wife and I will be retiring from County Government, this is our combined pension. I'm 3 quarters shy of SS eligibility. I started with the county young, but will at...
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    I am crazy to think I can retire at 48?

    Minimum age for me is 59.5 without incurring a 10% penalty. I've contacted some financial planners/advisors recommended by family and we're looking for ways to deal with that situation. IRSC 72(t) being one.
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    I am crazy to think I can retire at 48?

    Thanks for the input everyone. I guess no matter how long I wait it will never be the "perfect time." Unfortunately a friend of mine, in the same field, suddenly died unexpectedly in her sleep yesterday morning. Her husband, my Best Man 17 years ago, found her in the living room. She was...
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    I am crazy to think I can retire at 48?

    It's a government pension so it's solid. Expenses are actually about $7350.00 per month including my mortgage and property taxes. I try to consider worst case scenario and round up on expenses, down on income a little bit. Medical expenses are covered 100 percent for both of us for life at...
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    I am crazy to think I can retire at 48?

    I guess what my numbers boil down to are: Expenses of $8,000.00 Pension 1st year of $115,000.00 1-2% COLA per year 457(b) with $640,000.00 Mortgage balance of $360,000.00 No kids, no credit cards, no car payments, etc. Parents are financially secure If I feel like it, I have the option of...
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    I am crazy to think I can retire at 48?

    That's a concern for me too. This unstable market concerns me as far as my 457(b) is concerned. That, BTW will be rolled into an IRA after retirement. We have no plans to change our lifestyle. We want to live as we do now, no more, no less. Granted, we'll have more free time, and knowing...
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    I am crazy to think I can retire at 48?

    Thanks for the responses. I guess it's more of the "should I stay just a little longer" thing for me. I've been in my industry for 25 years and I guess in a way I'll miss it even though I hate it at the same time...lol It's such a huge change. Our income will be higher that our...
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    I am crazy to think I can retire at 48?

    Hi All, This looks like a great place to get some advice, thanks in advance for all the help I think I'll find here. The title really says (asks) it all. I'll be 48 next month and have planned to retire at the end of January with my wife who is 45. We'll both be retiring the same day...
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