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Thanks to all who responded, it is very helpful. To clarify some things, I have not been making this type of money for very long, about 4 years, and before that made about 200k for about four years. Paid off about 250k total for myself and husbands student loans (long Ph D program for myself)...

Here is the nitty gritty, just turned 40, would like to retire at 60. Would like to work some in a different fun field part time after that. Owe 200k in mortgage debt @ 3 percent on 15yr. No other debt. Maxed out 401k, HSA, disability, term life. 500k in 401k, 75k in 529. Savings 50k...