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  1. Jerry1

    How did it get to this point? But it's finally inevitable

    Congratulations!
  2. Jerry1

    I think my gas range needs repaired.

    I would consider induction but this range is too new. If this one bit the dust, I was prepared to see if induction would work for us.
  3. Jerry1

    I think my gas range needs repaired.

    We got it when her mom lived with us (Alzheimer's). She bumped into the knob and didn't realize it was on. We did eventually smell it, but it seemed that a detector was a reasonable measure to implement.
  4. Jerry1

    I think my gas range needs repaired.

    Well apparently this is normal operation of the range. I was very dubious of this but I talked to the guy and he showed me exactly what was happening and that there was nothing he could repair/adjust/fix to make it act differently. Basically, when the oven door opens it creates a suction in...
  5. Jerry1

    Marginal vs Effective tax rate explanation.

    Effective rate is what you end up with after the decisions you’ve made based on marginal rate.
  6. Jerry1

    I think my gas range needs repaired.

    At about 6 years old, it’s out of warranty. No backup plan. If it needs too much to repair, we’ll just replace it. Not great, but stuff happens.
  7. Jerry1

    I think my gas range needs repaired.

    Technician didn’t know what was going on. Had never seen a range act like mine. Supervisor is coming out tomorrow. To be continued.
  8. Jerry1

    I think my gas range needs repaired.

    The gas company just left. The pressure at the meter is fine (11WC). It’s required that they deliver 7WC but I have a larger meter because of all my gas appliances and they have it at a higher pressure. Called an LG authorized service provider and they will be out today between 4-8pm. Will...
  9. Jerry1

    You hit an FI number, now what?

    You’ve hit a number. If you’re not able to sustain a significant drop in the market (I don’t know about 50% but significant), then you haven’t hit your retirement number. I don’t know about “the day”, but hitting my number moved me to go part time at work. Part of my number was vesting in my...
  10. Jerry1

    I think my gas range needs repaired.

    I’ve been delinquent in getting this looked at. We’ve been using the burners but not the oven. Not sure why I procrastinate at times. Obviously, this is something that should be addressed. I’ll regroup tomorrow and get this to the top of the list.
  11. Jerry1

    awash in space aliens

    I believe there is other life in the universe. It may be microscopic life but life nonetheless. It's also not hard for me to believe that there is intelligent life out there defined as life that is conscious of its being (I think, therefore I am). But I have an extremely difficult time...
  12. Jerry1

    Activity might be the most important thing.

    My dad and father-in-law were great examples of this. Both were the same age (within a month) and they couldn't have been further apart health wise. My dad kept moving and even into his late 80's was walking a couple miles a day. He lived to 92 and was mobile until the end - though he...
  13. Jerry1

    In Your City - What Are The Most Desirable Neighborhoods and Why?

    Not many people think about the mid-west and specifically the desire to be in a northern climate doesn’t tend to appeal to many people. However, if you were inclined, Ann Arbor, MI is a fine place to live. Number one reason - University of Michigan and the associated hospital system. If you...
  14. Jerry1

    what office software product do you use?

    This is a good point. DW has a lot of photos that we back up online. We get unlimited space as part of our Amazon Prime account however, if I was to pay for cloud storage, paying for a subscription to 365 would definitely be considered. I’d get the office product I’m familiar with and the...
  15. Jerry1

    "Affordability" and a new car

    Your WR indicates that you can probably buy anything you want. Focus on the other aspects of the vehicle and buy one that suits you in other ways. Coming from the car you currently have, you’re going to be hit with a huge amount of new technology in a vehicle. Personally, I’d start with...
  16. Jerry1

    what office software product do you use?

    Not free but I buy the MS Office version that is loaded onto one computer (no subscription). It's usually around $150 but can be found cheaper on sale at times. https://www.bestbuy.com/site/microsoft-office-home-student-2021-1-device-mac-os-windows-digital/6474446.p?skuId=6474446
  17. Jerry1

    Advice needed

    If the OP was thinking of going with a high equity percentage, I’d go with dollar cost averaging. With 50/50, I’d set it up immediately and be done with it.
  18. Jerry1

    46 newly Divorced Single Dad.

    Now project those expense numbers into the future - your retired future (not inflation). What will your retiree health insurance expense be? Paying any college for those children? You want to live in a house or rent the rest of your life? You’re going to need another car which is something we...
  19. Jerry1

    "Affordability" and a new car

    Given that you are obviously a person who will keep a car a long time, I would not be too concerned with the budget. Reliability would be in the top of the list along with getting something I’d want. Then my budget would focus on getting the best deal (or at least a good deal) versus trying to...
  20. Jerry1

    46 newly Divorced Single Dad.

    You have a lot of figuring to do. You haven't mentioned your expenses but that is something you're going to have to get a very good handle on. I don't want to be the messenger of bad news, but I think it will be a serious challenge to retire early - especially before 60 when you will not even...
  21. Jerry1

    Financial Planning for Assisted Living

    This ^^^ Basically, my goal is to leave my daughters with a million. More would be better but the million is basically my savings for this type of situation. It's either the DD's inheritance or money for our care. I don't have ten million or what ever it would take to be assured that me and...
  22. Jerry1

    Naked Gardening Day 2024

    My neighbor gave that a NO for me. Funny thing is that gardening around here is quite the opposite. Me and DW wear a lot of cloths when gardening to keep from getting too much sun and protect against bugs - especially ticks.
  23. Jerry1

    Restaurant adding fee for use of credit card

    What about the convenience to the establishment of not having to handle cash? The cc fees don't seem as simple as the fries. This is also an issue for DW who says "what are we going to do when we get to a cashless society?" - something that seems to be more and more encouraged these days...
  24. Jerry1

    Restaurant adding fee for use of credit card

    I don't use my debit card for anything except getting cash out of the ATM. I don't like the extra fee but I guess we can't expect our cash back rewards to go on forever. As long as I know in advance, it doesn't upset me to pay the fee but generally, I'll use cash in that situation. I always...
  25. Jerry1

    Standard Deduction Tracking

    You press the +Quote button (next to “reply) for as many as you want and then go to the reply box at the end of the thread. There will be a button to add the quotes (“ insert quotes . . .)
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