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:popcorn: following... This is also interesting as a hobby for me. All this buy and hold that got us to FI, was kinda boring. I've got places to make free trades.

Many good points made. Army Vet here, specific goal for joining was for maturity and money to return to college. Drove a truck for a "short" three year enlistment, got the GI Bill and the Army College fund. (Not sure of the available programs now, this was over 30 years ago) One thing I...

Your story is similar to mine. Mild cold like symptoms, wasn't tested. A few days after I was feeling better DW lost sense of smell, so got tested, positive. Never more than mild cold symptoms, quarantined for 10 days. We're both Pfizer. Happy I took the vaccine, also happy my immune system...

Overdue updates Like Obj 2022, I haven't kept up here. Currently @ 80.34% of goal, the markets have been great! My first post here stated that the goal was end of 2024 maybe dip into 2025 to max 401k for that year. Current plan is to dip out in 2024 as soon as maxing out 401k There's also...

Opposite I'll take the opposite viewpoint. I would like to be recognized (by others than on this forum). But mainly to show FIRE is an achievable goal and so I can pass along how being FI can help you enjoy things others might find frustrating. For example, I enjoy driving my 14y/o Toyota...

- Working since 16, but didn't put a plan together until I was 30. I've been working off and refining that plan over the last twenty years.

If I don't change my after tax savings, it would come from my 401(k) through SEPP or withdraws that include a 10% penalty. I will plan my after tax withdrawals up to the top of our tax bracket and put the remainder into a Roth.

Thank you, I will I believe you're correct. I'm budgeting our expenses to require about about $85,000 so not much over 22% Thank you, I agree and I'm going to spend some time planning each one of your points, thank you. We have 74k in Roth accounts, I don't think we've contributed to in a...

Long time lurker, infrequent poster. I have a question for the collective experienced. For about 20 years I've been working against a plan for early retirement. The plan has mostly been about maximizing pre-tax savings for my spouse and I (403b and 401k respectively) and paying down debt...

I would imagine that it was part of his compensation agreement. (there's a lot of high earners in Houston) I'm in my 11th year in my 401k, max each year + 4% match, it's just over 460k. If I can get 8.7% over the next 5 years (my retirement goal) it will be at 1m. It would be at 1.8m if I...

AFAIK, it's not included with Prime, it's a premium service. If you sign up and don't cancel, you will be billed an additional charge.

Definitive? No, but a number I've used is: "Jogging is defined as going at a pace of less than 6 mph, while running is defined as anything faster than 6 mph." Google "the difference between running and jogging" and you'll see many sites that use this description. I run a dozen races a year...

-7.23% for 2018 69/31 < 6 years before Retirement @ 55.

Was it this one? And the funny reply (More eels)?

We've always had medium sized dogs. We've always had medium sized dogs. But after losing our second ~50# short haired female mutt. We decided to go big. She is a rescue and will be four in January. We fostered another Dane before her, it was too hard giving her up and we adopted instead the...

There's a common statement made here. It refers to the point when you've accomplished FI but have not RE'ed or OMY syndrome.

The advantage is that rather than the 5.5k staying in your 'savings account' for example, where it's earnings are taxable. It's somewhere where the earnings are not. You can pull the contributions before 59.5 (after 5yrs) and any earnings from that investment after (tax free). Please correct...

Don't know how I missed this post. Joining today. The plan is the end of 2024. I'll be a few months 55yo. May stay a couple months in 2025 to max 401k then get out. 55 is the target age, we'll adjust our budget based on where we are then. $3M is the target $. We'll adjust our timeline if...

What type of account? I don't think this is correct. But I may be a victim off bad information myself. I'm going to see what I can find, but if anyone has a link to a (trusted) source that states a 72T can only be done from an IRA? I think it's the other way around. Going hunting for...

Paid off Mortgage Paid off our mortgage today.:dance: It was a tough decision as I considered it "cheap money" I ran the numbers, paying it off four years and two months early saves us a little over 3k in interest and the money wasn't earning that in our savings. I'm sure I'll get over the hit...

Finished our numbers for last year (2015) Return -1.87% Big hit in foreign equities. :( Overall portfolio +5.6% (Because we're still putting in $$) :) The numbers still fit within our plan. Cheers!

Correct. "In three days, the stock price fell to $34 from almost $44." However today it's at $73.

I agree 100%, though my experience, it's mostly the person. That could be because of positions/tasks/people I oversee , the people are the largest variable.

My point, though I acknowledge it was omitted, was predicated upon equal performance between the two types of employees. I'll certainly concede that there are some who have the discipline and work ethic to be very productive at home, you may be one. Believe it or not, I have two employees who...

My opinions Your lunch hour (not 1.5) is your time to do whatever you'd like IMHO - Working from home = not working to your full potential. You yourself state. If thought you were more productive at home, wouldn't the busiest periods be the best time? In your comment related to days you...