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Anyone in this community forum from or near Boerne,Tx? Would love to meet up for coffee and just talk about our journey. Just Send me a PM.

Good Day DW and I both left the work force in early Dec :dance: Now looking at the market craziness and are thinking when things ever settle down and hopefully recoup market losses to leave the US Government TSP for some better choices with either Vanguard, Fidelity or some others investment...

Hi.... Long time contributor and fan of this knowledge base :-). Here is the situation: DW and I thinking of moving to San Antonio, Tx area...Specifically New Braunfels. Background: I am 61 and DW is 67 we have been in San Antonio some 4 years back and liked it, and we were supposed to go...

Good day all. I have been impressed over the years on how the folks on this site have really done so well. Okay, I am 60, and my DW is 66 (she is retired )and I am getting ready to pull the trigger here in 2021 after a few years of OMY syndrome. Hopefully once the vaccines start getting...

How many folks on this ER site ER’d during a recession like 2008 or a prior one? -How did you handle it? Thanks

Good day all I have introduced myself prior and have had some small input, now we are finally trying to see if we can make the move to RE. That being said, not sure it is really early; however, earlier than my Mother and Father. Somewhat winded here so here goes lol. Well, I have been a long...

Good Day I have been on this site for some time now have commented on several areas. I have also been impressed on how many young people have such a large wealth factor. :-) So, As the DW and I ponder retirement in 2020 I have put my number in Firecalc as such and am wondering if the facts...

Hi I am updating a post that was over 177 days old. Update: I realize that traditional pensions are slowly going away and being replaced by 401K's and for of us that did not make a large salary as i have seen on these posts, one must really sock it away. That being said, my dad was right all...

Questions: 1. On the start tab, the spending portion: I can only assume this is asking what I want to spend annually correct? If so, then when I put in 110K spending with a portfolio of 525K it give me 100% for all the spending models. This maybe because I entered our guaranteed...

:dance:WOW! What a ride. 25 years in the military, retired and have been working for the Federal government for almost 8 years and will have almost 9 when I walk away. (not much difference in that pension), we only get 1% of our High 3 years X years of service. I am 57 and DW is 63 both will...

Well it's getting close (two years out) for us the retire. DW is 6 years older I am 57 this year. This our Situation: -both have 401k type( me TSP/DW 401k) with almost 500k total -100k cash for emergency fund -150k in an annuity for LTC (just in case) - I am retired Mil so med should no be an...

Somewhat confused with Firecalc? Are the calc based on a 4% withdrawal and what is average interest it bases from? For instance, it states that at 400K I could take out 35K for 35 years with the basic figures I stated in the formula. Sent from my SM-N910T using Early Retirement Forum mobile app

Hi new to this group and thought I would chime in a little here, just because I can:) So, I see a lot of folks have over 1M in accumulated wealth. I just asking and wondering here. I am 55 yrs old in July, we will have two guaranteed monthly pensions that total about 4,500 (COLAd!) and...