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Today I am FIREd! Today I am FIREd! Finished moving from our home of 27 years into the lake house last month, which is now our retirement home. Closed on the sale of that house 2 weeks ago. And yesterday was my last day of w*rk! :dance: I've been fortunate enough to have gone through a phased...

30 days to go! Better yet, I w*rk the 1st 3 days of November and the last 3. Mostly parties and luncheons those last 3! I have transferred all my staff to their new bosses (it took 3!) so mostly just doing some knowledge transfer now. On vacation the rest of the time. Should close on selling the...

Seems like I'll be the odd man out. No belt, no suspenders, just a rope and an old boy scout that knows his knots. 65 days until I ER at 60. My FA's model is 89%, my Firecalc puts it a bit higher. I modeled 30 years, my FA did 35 years. 3 times fighting cancer myself, DW also fought the beast...

Right behind you, 98 days and counting. Semi-RE already, and what I find best is the calendar doesn't dictate my life as much. I can do a quality job on a project because I don't have to rush it. I can go fishing when the weather is good and don't have to be upset that the weekend wasn't...

Absolutely needed to get out of the big city. 3 years ago we bought a lake house near our old cottage with the intent on retiring there. We found it s great way to test drive the plan. Would we really be happy in a town of 1200? What about shopping? With many extended weekends and vacations...

I'll be taking the lump sum in a few months specifically because I have thought about mortality - a lot. Turns out it is very difficult to estimate your own mortality when you have known health issues. DW and I both have ongoing fights with cancer - successful for now but it creates an unlikely...

99 days and counting Dipped down into the double digit countdown today. :dance: ER date is Dec. 1. I was fortunate to get an offer to sign up for ER and work 1/2 time for 6 months while getting paid for full time, plus the full year bonus. With 1/2 time status, vacation, holidays and so forth...

Whew! I think you just talked me out of picking up any contract work next year after I ER in November! Sent from my SM-G900V using Early Retirement Forum mobile app

We ran 3 models. Bare bones, modest and "generous" (my term - DW says it's to show what it could end up being if I buy too many toys). The bare bones reduces charity, travel and so forth, and we did it more to agree in advance what cuts to make if some part of our financial plan evaporates -...

My numbers didn't change like that. My timing changed due to a 3rd occurrence of cancer. Now my numbers are being adjusted to timing. I'll hopefully down to 1/2 time on June 1, ER on Dec. 1. Sometimes you gotta shift the numbers instead of the numbers shifting you. Sent from my SM-G900V using...

This may depend on what career the student is most interested in, and the type of company they hope to work for. Our MegaCorp only recruits from a couple dozen universities. All others can apply through the black hole of the careers website and then find an actual job elsewhere. I suspect this...

A few years ago we had convinced my son, then late 20's that he should open an IRA. Unfortunately when he went to his bank to do so, the financial "advisor" told him not to do so - he should finish paying off college debt (he was already close, so payments were bringing down principal at a good...

We are working on downsizing in anticipation of selling our family home and moving to the lake house which will become the retirement abode, which is about 1/2 the size and storage ability (no basement, smaller garage, etc.) This month offers a lot of opportunities for us. Last week it was...

In my case that would have been the office supplies I bought for myself, so of course I'd grab those! Getting Megacorp to buy supplies was harder than getting travel approved. Sent from my SM-G900V using Early Retirement Forum mobile app

DW uses lots of coupons, and the grocery store summarizes the savings on the receipt. So I tell her that's my fun money! Sent from my SM-G900V using Early Retirement Forum mobile app

Lots of college towns showed up in Forbes 25 Best Places to Retire a couple years ago. 25 Best Places To Retire | Forbes

As a fellow Au Sable River fisherman, I welcome you. Happy or not with your current job, you've already started to learn what it actually takes to retire by joining the board. I started here curious if I could find a way to accelerate my retirement schedule from 65 to 62 because of some health...

+1, similar to my story. Beyond energy efficiency, the sound reduction was amazing. We went with vinyl, for our house and neighborhood that's all we needed. As mentioned a few times, having them installed right (including proper insulation) is important. I might have done it myself but it would...

Some but not all freezers on refrigerators have defroster function to prevent ice buildup. Its quite possible that is the problem, and can be as simple as a fuse (well not simple, the fuses are soldered in), or could be the timer control that turns the defroster on and off. I don't consider a...

I upgraded the desktop a few months back, left the laptop at Win 7 for now. That's the one DW uses most, and I'm her tech support so I'll take a while to see what's changed. I don't buy first year car models and I don't upgrade right when the new version comes out. A year to work the bugs out...

Thanks for the input. I happen to have a calculation for the same retirement estimate (Jan.1 2017) from July 2015, before the August and October dates, which would then have used Oct. 2014 rates. Looks like the segment 1 rate changed from 1.29 to 1.61. Segment 2 was a bit less of a bump, and...

I hadn't thought about tax considerations, I'll have to do some investigating. Thanks for the tip.

Yes, the $17K is one more month of service. To clarify, last day would be Dec. 31, which in their program means retirement benefits start Jan. 1. Fortunately I get health insurance as well, until age 65 when I have to convert to Medicare. Christmas Eve through the end of the year are paid...

It looks like I will have an opportunity to take advantage of a special retirement program. It's an interesting transition program where I'll work 20 hours a month for 6 months, get paid full salary for that time and then retire. I was planning on going at the end of the year anyways, so this...

Ditto. Had a neighbor realtor that sells a lot of lakefront homes in our area. Ours was lake access, across the street from the lake. I guess that wasn't good enough for him, and suddenly we were dealing with a part time ditz that apparently also had some personal issues. So even a neighbor can...