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Maybe I'm just playing a semantics game in my head, but this morning driving to work I had a game-changing thought..... What does it mean to retire early? Pre-65 years of age? I think not. Think about your working years as a race. Do you run the race for a determined amount of time...

Hello from Michigan! Signing up for this forum has been the first "official" thing I've done toward my retirement, and it kind of made me feel like I was old....LOL! Didn't expect that reaction, especially since my motivation for ER has been to be able to enjoy it while I still had a...