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You could use this time while your wife is still employed to lower your expenses. With more free time to devote to frugal living I bet you can knock off $10,000. You know exactly what you spend each month. You could always post that. Exciting!

Does your $50,000 social security include COLA? I don't think one person qualifies for that much in today's dollars, even a high earner, so I think the answer is yes. You might want to think of it in today's dollars because you are thinking of your expenses in current $. Also, you are aware...