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Anyone heard about Crypto AG? Evidently they sold cryptographic devices to governments worldwide with backdoors for the NSA and BND (Germany). I suspect this is a reason why the US is deathly afraid of Huawei. It only takes one party using compromised equipment to compromise everybody on the...

This is a very dense read. My take is that 800 years of records show declining real interest rates. Which means the current low rate environment is not an aberration, but rather a return to historical trends. I guess that means don't expect rates to rise anytime soon. Though one can always...

https://foreignpolicy.com/2019/07/04/why-young-koreans-love-to-splurge-shibal-biyong-millennial-****-it-expense/ Young South Koreans and to some extent young Americans are making small splurges instead of saving for long term financial goals (retirement, buying a house, etc.) due to despair...

Just another fluff piece, but this year's survey says it takes $2.27 million to feel wealthy. https://www.cnn.com/2019/05/31/success/feel-wealthy/index.html What I found most interesting though is this: "For many people, being wealthy means being financially independent and not having to work...

Not sure if this has been posted, but thought it relevant. https://getpocket.com/explore/item/when-evidence-says-no-but-doctors-say-yes Basically, beware of medical procedures recommended by doctors and do your own research. US regulations have also been loosened, so do your research on...

We've all heard about the 4% rule, but how many have heard of the 3.5% rule? "Nonviolent protests are twice as likely to succeed as armed conflicts – and those engaging a threshold of 3.5% of the population have never failed to bring about change." BBC - Future - The '3.5% rule': How a small...

If your job is bearable, would you work longer after you hit your number to provide a leg up for your children/future generations? Or would you just quit then and there and let the chips fall where they may? I'm more interested in your reasoning than a yes/no response though. The reason why I...

If you clear senescent cells in mice, it increased their lifespans by a quarter and "as they got older, they lost less body fat, had healthier hearts and kidneys, developed fewer cataracts, and stayed more active. " There are adverse side-effects of removing those senescent cells though -...

Did anyone here retire thru passive income streams other than the mainstream rental/dividend/interest sources? I gather that most made their money through work, a business they founded, or rental properties. How many are able to retire off of residual income from things like books, music...

Basic income = guaranteed stipend ($1,000 or euros per month) to cover basic living expenses to allow people to more freely pursue their passions. One guy is crowdfunding his basic income while a group in Germany is funding 11 people so far. What If Everybody Didn't Have to Work to Get Paid? -...

My wife and I are mid-30s with a 2 year old. We need a new car and are not sure what to get. We originally sought a minivan, but the Prius C has unusually low prices in our area now, so that muddies the water. Primary uses of our cars are daily commute and weekend errands (grocery/local...