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    NYTimes Article - Meet the FIRE Savers

    Didn't realize there is an annual FIRE conference. Anyone been to a EconoMe conference?
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    Good friend just died of Pancreatic Cancer

    New Pancreatic Cancer Blood Test 97% Accurate - ...A liquid biopsy assay that combines a microRNA signature and a well-known biomarker for pancreatic cancer has demonstrated an accuracy of 97% for detecting stage I/II pancreatic...The technology was recently licensed to Pharus Diagnostics for...
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    Ready to be diagnosed by ChatGPT?

    "...In a 2023 study...researchers fed...ChatGPT information on 30 ER patients. Details included physician notes...physical exams, and lab results. ChatGPT made the correct diagnosis in 97% of patients compared to 87% for human doctors...JAMA Cardiology reported in 2021 that an AI trained on...
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    Do you take low dose aspirin?

    Recent article titled "The Saga of Aspirin in Preventing Heart Disease" "...A landmark study...in the New England Journal of Medicine reported an astonishing 44% drop in the number of heart attacks among US male physicians aged 40-84 years who took aspirin...Aspirin subsequently became a daily...
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    New fiduciary rules for advisors on IRAs

    "...Americans will get new protections for the trillions of dollars that moved out of their 401(k)s and into individual retirement accounts, under Labor Department regulations released Tuesday...The new regulation would extend Erisa’s fiduciary requirements to all advisers...who provide advice...
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    First million is enough

    The first thing that crossed my mind when I read that spending drops 40% was that doesn't apply to me. Do you provide this help as part of a formal volunteer organization? Someone recently mentioned to me that they were trying to get to $100k in savings. I asked that person what interest rate...
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    Is US Mobile a good carrier?

    Good timing! I've been thinking of switching to US Mobile for the past year. I just went to their website and it looks like they are now offering annual pre-pay plans - Unlimited Starter for $276 for 12 months. Under the Unlimited Starter features it says 1 GB Int'l Data. I'm headed to Europe in...
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    First million is enough

    WSJ article - "You Don't Need to Be a Millionaire to Retire" "...Among seniors with $50,000 to $99,999 in savings, 86% were doing OK or living comfortably...The median retiree who reported “living comfortably” had $100,000 to $249,000...Why, then, do seniors report such high levels of...
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    Longevity Vacations

    I was not implying Peter Attia would endorse this. He is a longevity doctor. The article is about what some others are trying to increase their longevity. The connection is simply the topic of LONGEVITY. There is some scientific rationale behind some of the treatments described in the article...
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    Moving reg IRA to Taxable portfolio

    It seems to me a better option might be to move (convert) $$ from IRA to ROTH. You still absorb the tax hit NOW and the kids will inherit assets free and clear but the earning are forever tax free (or until Congress changes the rules).
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    Longevity Vacations

    For those that want to blow their dough and/or are followers of Peter Attia, here is an interesting article in WSJ on longevity vacations. "...People who are fixated on optimizing their personal health are pursuing travel activities that they hope will help them stay healthier for...
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    New cardiologist not care about my cholesterol

    My cholesterol has been in the 200-240 range most of my adult life. The last two years I paid out of pocket and ordered the APO B and A1 test using JasonHealth.com. It turns out my APO B/A1 ratio of 0.63 is in the optimal range (<0.77). I've read articles that suggest APO B/A1 may be a better...
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    taxes, what would you do?

    I had a situation years ago where I keep going in circles with the IRS 800 number rep regarding penalty for an excess ROTH contribution. I ended up contacting a tax advocate and she was able to resolve it for me.
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    Should I stop payment on lost check?

    I always request lost/missing check to be cancelled. I had a State of California check stolen and cashed. It took 2 years and many forms before I got a replacement check.
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    How To Find Low Cost Lab For Annual Blood Work?

    It depends on which tests/combination of tests you want. I've been using Jasonhealth.com the past 2 years. The test is done through Quest. Another one is ultalabtests.com As previously mentioned, you can also order the test directly on Quest's website. The prices can vary quite a bit for the...
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    Treasury Bills, Notes, and Bonds Discussion 2024+

    Most of what is posted on this thread is the yield on auction of new issues. You can buy new issues on Schwab's website by going to Research>Bonds CDs and Fixed Income. Scroll down to the bottom of the page where it says New Issues. Click on "Treasury Auctions" to see what is currently...
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    DH signed up for Medicare Plan G today!

    I found a website a while back that showed a breakdown of how many people were enrolled in UHC original Medicare vs the other carriers for a given location. I remember UHC had by far the largest number of subscribers in my location. I was trying to find the website again but haven't been able to...
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    DH signed up for Medicare Plan G today!

    I'm also planning to signup for the AARP/UHC Plan G traditional Medicare next year. I have a logistics questions for those that have this plan. Do I need to signup for AARP separately and then signup for UHC Plan G or will the UHC Plan G automatically enroll me into AARP and bill me for it?
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    Fidelity free Turbotax offer

    My switched to contact my team a couple of years ago and I still get the free offer. One of the local reps still calls once a year and I talk to them on the phone but haven't met with anyone since pre-COVID.
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    Vietnam/Thailand

    Definitely fly in seats that lay flat. If you don't want to pay the exorbitant price for a business class seat you can book an economy seat and a couple of days before departure upgrade yourself to the flat seats. This works best if you're flying in the middle of the week when there are fewer...
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    Getting a prostate PSA test directly

    I just got my PSA tested at Quest last week. I ordered it along with a bunch of other tests through Jasonhealth.com. I needed the more comprehensive PSA test that showed PSA, free and total because of another test I did recently that showed my total PSA was boderline high. I've found ordering...
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    Excess No More? Dwindling Pandemic Savings

    Interesting Fed article on the country "blowing that dough" https://www.frbsf.org/our-district/about/sf-fed-blog/excess-no-more-dwindling-pandemic-savings/ https://www.frbsf.org/our-district/about/sf-fed-blog/data-revisions-and-pandemic-era-excess-savings/ "... Accumulated excess savings...
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    Looking for new Smart Watch

    I recently started looking for a smart watch. Most of the reviews I found online talks about the features but not their accuracy or how well they perform during different exercises. Here is a site I found that looks at performance under real world conditions. Based on the reviews I'm leaning...
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    Food Triggered Irregular Heart Rhythm?

    Mine is not quite that extreme. Most of the time it's between 120-140 beats per minute. If I catch it early I can get it to revert to sinus rhythm by just sitting down, taking a couple of deep breathes and breathing out slowly. On the occasions when I don't catch it early I have to lay down for...
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    Food Triggered Irregular Heart Rhythm?

    I've started experiencing SVT a couple of years ago. It's mostly random but could also be triggered by dehydration and high intensity workouts. I'm starting to think it may be related to something in my diet. I went to Europe over the summer and I had an SVT event a few days after I arrived and...
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