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I wasn't happy with the old Username "ThisIsHowWeRoll" so created a new one, "Happily Retired". I've been a user on this website for less than 6 months so am probably considered a newbie by those who have been here for years.

A financial planner versed (she says) in Drawdown Strategies suggested that my DW and I consider seriously converting a good portion of our taxable IRAs to roth IRAs. I understand the WHY, but think I may be okay NOT doing this. I need some help though. Fastforwarding to RMD time at 70 1/2...