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  1. FiveDriver

    The Blues (music)

    I don't recall seeing Mississippi Fred McDowell's name on this thread. Fred had some wonderful recordings captured by Alan Lomax for the Library of Congress during the Depression years. Fred was a source of inspiration for the Rolling Stones in their early days.
  2. FiveDriver

    The Blues (music)

    Three mentions of Kingfish Ingraham, yet no video. I'll do the honors. You guys aren't doing anything for the next hour, are you ...
  3. FiveDriver

    The Blues (music)

    There's an young Blues guitarist, raised in Mississippi. He's self-taught, and blessed with a natural feel for the Blues. His story has been on PBS and also on 60 Minutes. Kid's got some great youtube videos out there. Perhaps you've heard of Christone 'Kingfish' Ingraham. If not, google him.
  4. FiveDriver

    Dental question-implants or bridge?

    Out of curiosity.....what is the relative difference in costs ?? I realize it varies by region, and by dental office. Just relatively speaking..... Are Implants twice as much as a Bridge? 5x ? More ?
  5. FiveDriver

    OJ has passed - RIP

    I saw something about OJ on the TV. He got hurt in an accident, or, a couple of accidents. Actually, it was a whole series of accidents. I didn't think he'd pull thru after the Bear Trap thing.....
  6. FiveDriver

    Curious thing about April's Social Security Direct Deposit

    Interesting. It's never been posted early in all the years I've been collecting. Thanks TD Bank !! I have to move some money out of TD.....I was running a higher balance while waiting for the IRS hammer to drop. Now that all that's taken care of, I can transfer some local money up to Fidelity.
  7. FiveDriver

    Curious thing about April's Social Security Direct Deposit

    I get a Direct Deposit from my rich Uncle Sam on the 2nd Wednesday of each month. My local TD Bank usually holds this Deposit as 'Pending' for a day and that's no problem. I typically check in on a Wednesday afternoon to verify that the Deposit hasn't bounced for Insufficient Funds. Today I...
  8. FiveDriver

    Fidelity free Turbotax offer

    As a follow up question -- I got a "Transmitted Notice" in the TurboTax folder on Thursday. But I haven't received an "Accepted Notice" yet. Does the IRS not check their In-Box over the weekend ??
  9. FiveDriver

    Earthquake in NJ

    4.8 is a big one for that part of the state. Such a pretty area in New Jersey.
  10. FiveDriver

    Fidelity free Turbotax offer

    I just finished the Fed Return and E-filed today. What's with the question asking for 'Last Year's AGI' before they transmit ?? And why do they need my Driver's License Number ?? Seems a little excessive. But.....it was easy to fill out and file the Federal Return. Last year the CPA...
  11. FiveDriver

    Medigap part G high deductible Florida users

    Thanks finnski. Those are the kind of relative numbers I saw when I looked into the HD versions. In my book, it was not worth the risk. I think it might be difficult to get off the HD plan and into 'regular' after one bad medical episode.
  12. FiveDriver

    Medigap part G high deductible Florida users

    In round numbers, what would be the savings between a Plan G and a Plan G-HD? What kind of liability would a person be taking on with the High Deductible ? And for what kind of premium savings per month ?? The last time I looked into this......it wasn't really worth the monthly savings.
  13. FiveDriver

    Question about Income Taxes and 2nd Social Security claim

    Thank you Folks. Good to know when planning.
  14. FiveDriver

    Question about Income Taxes and 2nd Social Security claim

    For 2024 Tax Planning purposes, my DW is just started her Social Security claim this past January. I know that they tax my SS amount up to the 85% limit. How will they treat DW's annual amount next tax year ? Is her total amount lumped together with my total SS and taxed at 85% Or is it...
  15. FiveDriver

    The Eagles - Lip Syncing? Milli Vanilli redux?

    Well, I'm going to give the Eagles the benefit of doubt on this. Henley's been singing this song since 1973. It's in his natural key of G major. He knows where he needs to breathe and where to belt it out. The Eagles warm up before every show with an a cappella version of "Seven Bridges...
  16. FiveDriver

    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    I note that Navy Fed has a 12-month CD with APY of 5.15% available. I just rolled over a CD with them. I'll ride with Navy until next April and then check the rates.
  17. FiveDriver

    Medigap plan G vs plan N

    I used the AARP/UHC website, with zip code specific pricing on their available plans. AARP/UHC seems to offer the best rates and is still Community based in my area. They also offer a G+ and N+ which is a Wellness adder, featuring some Vison, Hearing and Dental discounts and includes a Gym...
  18. FiveDriver

    Social Security (House) Proposal

    GFY Good For You. Here's some factual actions to return to solvency. From Investopedia -- Eliminate the Cap on Taxable Income There's a cap on annual income subject to Social Security payroll taxes and this is also used in calculating Social Security benefits. The cap is $160,200, increasing...
  19. FiveDriver

    Social Security (House) Proposal

    Wow. I see this thread went off the rails late last night. Genx...you've got a lot to learn about the Social Security system. I offered some solid suggestions about how to keep the Fund solvent. Your response was a repetitive rant about double-dips and woeful 'tax' payers. My wife put in...
  20. FiveDriver

    Social Security (House) Proposal

    A Law School Grad with a good GPA could pull down $150K first year. Experience in Patent Law and Intellectual Property could bring in more. Shall we talk about Medical Degrees ? How about Computer Science ??
  21. FiveDriver

    Social Security (House) Proposal

    My Wife gets a monthly amount based on her own work record, plus an additional amount to bring her up to half of my SS payment. The Social Security system is built upon active workers kicking in a small percentage of salary to fund a Benefit for Retirees. Are you planning to take the whole...
  22. FiveDriver

    Oh, those Short Term Capital Gains

    Just finishing up our TurboTax file this week. My DW inherited a sizable chunk of Fidelity Magellan Fund. It performed nicely in 2023, but it paid out a Short Term Capital Gain that blew-up our AGI. In our tax bracket, Dividends are not heavily taxed. But ST Cap Gains are considered Ordinary...
  23. FiveDriver

    Social Security (House) Proposal

    Re : Spousal Benefits -- I'm not going to denigrate the contribution of any Stay-at-Home Mom. I know what my DW did during the formative years of our daughter's life -- and that work has brought many benefits to our Family. What DW is collecting in SS is small compensation for all her...
  24. FiveDriver

    Views on Negotiating for New Vehicle

    I too am curious about what make & model can command that kind of price above MSRP. I don't think you have any negotiation leverage if there are folks lining up to buy the car. Funny Story -- One year, we were shopping for a mini-van over Thanksgiving weekend. We found a Dodge Caravan that we...
  25. FiveDriver

    Looking at Aetna or AARP/UHC

    Just to refresh my memory, have we determined that AAARP/UHC Plan G is still using 'Community-based Pricing' with the associated lower premiums ? And that they are not 'closing the book' on segments of their insured population ??
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