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Hello All, My annual update! My asset allocations haven't changed much so I'm not posting a new picture. Below is the current status of my investments and I welcome any comments or suggestions! Current Status Comments: Still targeting a 55/22/15/5/3 mix of...

I ran across my thread from the past and was curious how you have progressed! Any progress?

I’ve never come across this bank. Looks FDIC insured. Anybody with experience with this bank?

Not sure but a quick search on doctor of credit website will tell you that answer I believe.

FYI - Just got the $750 bonus for this. Pulled most money out and will keep the account open (but idle) for a while. Now looking for another opportunity...

I had a similar experience with HMBradly, who had enticing rates. I signed up for an account, and then when I realized there was no TOD or beneficiary possible I decided to immediately close the account. They gave me some line about having a process if there was a death. Said forget it.

Hey there. I may be reading your post wrong, so forgive me if I am. I just read the details of the offer, because I've not gone through a TD Bank promotion yet, and am considering it. The way I read it, the account needs to be open for 6 months. Here is the link for the promotion I was...

Business Checking Suggestion - If you have a business (including sole proprietorship), Chase has a good/easy offer of $750 bonus: Deposit $10k and hold for 60 days and make 25 transactions (i.e. debit card or others) within 90 days. Bonus deposited within 14 days of meeting criteria. There is...

I signed up just a bit too early. Had a chase sapphire reserve for 4 years. downgraded that to freedom Flex Unlimited about a month ago. Waited a week and applied for chase sapphire preferred (with 80k signup bonus). Oh well...still a good deal....but glad you can all get the 100k! I've...

These terms were in my offer as well: "To be eligible for the bonus, U.S. persons must furnish Citibank with a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification). Foreign individuals must furnish a valid IRS Form W-8BEN (Certificate of Foreign Status of Beneficial...

Thanks for the data point. I also am viewing it as a good emergency cash position (and perhaps more liquid or less penalty than many than CDs).

Thanks for the article and comments. Insightful. What I take away is to assess security risk and be vigilant. Also, I’m not surprised a government website is clunky!

Thanks everyone for the feedback. I see it similarly. Very little effort for a good opportunity. Does anyone have experience with the $10k purchase as an individual AND $10k purchase by Trust?

Hi All, I've been reading about I-Bonds which currently have a fixed rate of 0.0% and an inflation rate of 3.54%, and considering it as an alternative to CDs (which have terrible interest rates right now, and for the foreseeable future). In my reading, I understand that an individual can...

That was the one I did towards the end of last year and it worked out great!

Just got my bonuses for the Huntington and BT&T promotions. Have already moved the money back to Ally and closed the Huntington account. Will close the BT&T account shortly. Now need to figure out what to do next… I decided to abandoned the HMBradley idea. I opened the account and they had no...

Don’t recall, as that wasn’t important to me. The funds I was using to qualify for the offer were already in an investment account (invested in an ETF). All I did was move the investments from one brokerage house to JPM Chase. If you’re looking at using cash to qualify I could see why that is...

The YouInvest account doesn’t qualify as a linked account for the bonus offer, for some reason. You need a “full service” brokerage account from JPM Chase, but I’m fully self-directed in that account (so they are not collecting an AUM fee from me).

Just completed this bonus offer. Funded account (via ETF in JP Morgan account) on 1 Feb., and received $2K bonus on 4 May! Will keep account open, as I see no value in closing JPM and Chase bank account at this point.

They took most of the 90 days after hitting the 60 day requirement. I opened the account on on 7 September 2020 and funded sometime shortly after that. The bonus was deposited on 20 January 2021 and I closed the account on 27 January 2021. I left the 50K in there, even after the 60 day...

I just finished the Citi Priority package. Deposited money to meet the requirements and didn't touch. All went fine. Depending on the state you live in, you might be about to do a similar thing with Huntington, for $500 bonus for $25K. I mentioned the above in a recent post.

Someday, I'd love to see data that shows why businesses think these bonus offers are a good idea for their business. I suspect the data would show that maybe I'm not their target client/audience. If anyone has some sort of report, I'd love to see it. There my be a Harvard Business Review or...

Nice and thanks for the link! And thanks for the confidence/data point on BB&T. I had never heard of them before but they do have brick and mortar banks and of course are FDIC....so that gives more confidence.

Well, here's what I've done. I've opened up two accounts for a $500 and $600 bonus: Huntington 25 Checking: Receive a $500 sign up bonus when you make at least $15,000 in total deposits within 60 days. I deposited $25,000 to avoid the monthly account maintenance fee. BT&T Checking and...

Got it. Thanks for the info. I'm not a T-Mobile customer, so I would simply get the 1%. I have other bank accounts that cover "full service" things, so that's not a problem for me. Just looking to park some cash. But, good point! Thanks again!