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  1. JohnKeating

    Kids moving out impact on FIRE spending

    The DW and I were chatting this weekend regarding our FIRE budget and what affect the kids moving out will have on it. We're not planning to RE until they're out of the house so this may be something we should take into consideration. Our current FIRE budget is based off our current spending...
  2. JohnKeating

    Help minimizing taxes on oil and gas contract

    My DW and he brother recently inherited some property that has oil and gas rights. The existing contract with the current oil and gas company is going to expire so we have an opportunity to renegotiate the contract. My BIL has been looking into how this works and what they might be able to get...
  3. JohnKeating

    ER...the early years questions

    Here is my early thinking for how to handle the years between ER and RMDs. I'm looking to minimize taxes down the road while maximizing growth. This is probably a given but I figured I'd state the goal. For reference here's our current standing for ER (removing kids from this picture as by ER...
  4. JohnKeating

    40 and starting to refine our plan

    I've been lurking around this message board for about 2 years now and finally taking the plunge. Here are the details: Me: 40, DW: 49 (retired), 2 children 9 and 11 Taxable: $175,000 My 401k: $575,000 My Roth IRA: $50,000 DW 401k: $400,000 DW tIRA: $80,000 College (9 year old): $90,000 (split...
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