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I am looking for an opinion on use of MS Defender or paying for Norton 360 subscription. I have been using Norton for so long, I am not up to date on whether its worth the cost or whether to cheat their system again and buy a new discounted license. Norton has gotten so pushy with all sorts of...

Thoughts on moving to 55plus community We live in a great location near Microsoft in Redmond WA on the hill. We have a 7 acre property with barn, apartment, and 4K sqft log home. Its been nice for 17 years now, and we have been retired since 2007 (wife) and 2016 (me). We are trying to weigh in...

I learned something to share about Fidelity. Without warning, I found out the hard way that ANY info you enter into their planning tool to do modeling can and will impact the features on your accounts. In my case, I was playing with their quite lame retirement planner which forces you to...

I learned a few more tricks over the weekend I would like to share, and also ask about others experience with Regents Seven Seas. First, my DW and I wanted to upgrade from the Celebrity "Retreat" Suites and NCL Haven Suites experience. We have done close to 40+ cruises and run out of but a few...

I was hoping to find the Fixed Income Analysis tool on Fidelity to have more value. At first review, it shows all your Bonds, CD's etc in one view and it shows current price/value and market Yields on what you own. What is miss leading and missing is your cost basis and actual yield to...

In my search to find another institution to hold cash at 1% return with FDIC coverage, I began looking at M1 Finance. We are maxed out at Marcus with a 1.1% yield FDIC insured. I follow Lyn Alden, and Paul Merriman, both are affiliates of M1 Finance and share their portfolios held/recommended...

So we’ve been traveling for two weeks and left our home with our cats under care and surrounded by Alexa enabled devices. Here we are on our last leg home today and I get a notice from Alexa that there is been a sound of a glass breakage in the house. I had no idea that was going to work or...

Some here will know that a Self Directed IRA (SDIRA)can be used for alternative investments, such as private equity, convertible bonds or preferred shares, Real Estate, Crypto etc. My question is to those who do use such custodial accounts, are there any opinions on what firm would have the...

For those that use Personal Capital for account tracking and finance planning (not for investing advice), are there others having issues with investment holdings not showing, but showing as all cash? We primarily use Fidelity for our investment and trust accounts, but we have various bank...

I invested in SWAN as a alternative to a pure bond or cash allocation, in addition to several preferred stocks. https://www.bogleheads.org/forum/viewtopic.php?t=263557 It seems to be de-railing with the volatility of the 10 yr yield and I am having some concern going forward. This ETF did...

So, today in my USPS informed delivery email I saw two letters from the US Treasury.:dance: Could it be relief checks for both my DW and I?:angel: I patiently waited for the mail to arrive, and got the early XMAS gift this afternoon from the IRS.>:( No, we make way too much $$$$ for any relief...

So, here is a good one. My wife placed an ad to sell one of our young horses. We live in WA. Someone going by the name Howard Carlos Jonathon (I state this incase he is scamming others) inquired to buy the horse from NY. It would cost about 6K to ship the horse to there. They coerced my...

I am not talking about Thanksgiving meals here. I was wondering if anyone is considering the emerging markets impact from the pending default of the country of Turkey? This reality is similar to Greece. Those funds invested in Turkey might be at risk, but other associated countries would be...

I know many may be considering Roth conversions as part of a tax strategy to address potential changes next year. I thought I would throw out a caveat due to tax law structures. I did a conversion in April, which I now may have to regret despite the dip in market value. I re-estimated our...

I am wondering if anyone else, >65, has considered not taking either Medicare Part B or D. The deferral rules are tricky. As I understand it, each month of delay increases your premium by 1% for the rest of your life once taken. However, if your income for the next several years is high...

I am scheduled to meet with a rep from Crawford Investments https://www.crawfordinvestment.com/ today at the Fido office in Bellevue. My "private client" adviser recommended that they could help me to create a better bond portfolio than buying retail at Fido and they could suggest some...

I am hoping there are few out there with insight on selling their own Sub S corp with tax efficiency. My question; Has anyone had good or bad experience in using a third party M&A reseller for liquidation of their business, or experience using a Structured Sale such as the Allstate Life...

I am curious how others regard and use their HSA accounts. Currently, I had a series of medical issues resulting in an in-hospital procedure. Everyone wants their cut and follow up visits. It could use up 10% of my account to pay the coinsurance. So I am faced with liquidating my HSA funds...

I recently trialed Personal Capital as an alternative for consolidated views of our financial data, and I find it quite good. Thanks to the poster that led me there. I have not bought into their advisory services, but I am curious if anyone has experience using their advisory services, or...

My favorite little Scotts 2046 mower finally over-heated and died. It served me well for 16 years, and I just sold it with a powerbagger and spares for $300 to someone who has time and kids to tear it down for a cam shaft. I have zero'd down my search to a John Deere S240, with a Kawasaki...

I recently invested in a MLP (master limited partnership) within my IRA account at Schwab. I could never get a very good read on the downside of such investing, since most advise that the K-1 flow down creates too much work and results in more taxes etc. Such 1/2 truths could make folks miss...

In a previous thread we got off subject of steak dinner sales. We were discussing the merits of financial management with a bank wealth advisor, a fiduciary advisor, a slimy licensed insurance salesman that states they are fiduciary, CPA/investment manager turned steak dinner salesman, and...

:facepalm: Enough of the OMY syndrone, I am getting ready to pull the plug from my day job. Last spring during a layoff they wanted me to go part time, then they came out with the policy which took away all of my vacation, sick leave and other time off accrued! But they replaced it with a...