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I'm a retired AT&T Bell Labs/Lucent Technologies/Avaya software engineer and I've been a member of the Bellco Credit Union, in the Denver area, since 1982. Although Bellco was created for Bell System employees, now they let everybody join. A week ago, I learned about Bellco's Boost checking...

Re: I purchased a lower-priced annuity that works for me! In February, I purchased an Integrity Insurance deferred fixed annuity that starts paying on 5/1/2018, shortly after I hit 60! Instead of using nearly my entire nest egg, I purchased a smaller policy with about half of my assets...

I rolled-over my 401K today and I'm thinking about a fixed annuity now! Since I've been hyper-focused on retirement planning this year, I won't be able to sleep until I've got this solved to my satisfaction! Today I performed a partial rollover of my Fidelity Investments 401K into my Vanguard...

I realize that I'm not considering the purchase of an inflation-adjusted annuity! However, the Federal Reserve likes to maintain a 2% core inflation rate, so I like having a big chunk of my retirement income tied to the core inflation rate! This addresses the feedback that I've received about...

I agree with elisap! Retirement planning takes a great deal of effort and lots of attention to minute details! In addition, there isn't a "one size fits all" solution that will work for everybody! There are plenty of people, like me, who invested money in their 401K to retire on and really...

An Integrity Companies annuity from Vanguard looks promising! Today I realized that the Vanguard annuity quote is for an annuity that starts a few days before I'm 60, but the Fidelity annuity quote is for an annuity that starts at age 60. Since the annuity quotes on Vanguard's website are for...

I need to pull the trigger sooner than I thought! Although I appreciate the concerns of those of you who believe that I'm making a serious mistake, this train is already rolling! Recently I read that Vanguard and Fidelity Investments are the only firms that sell immediate annuities that can be...

I'm still waiting for comments from Fidelity annuity holders! Hi, Although I was hoping that individuals who own an annuity from Fidelity Investments will chime-in and let me know if it's reasonable to trust this firm, this hasn't happened yet! Maybe nobody on this board owns one? I'm...

Anybody have an annuity from Fidelity Investments? Hi, I recently compared the yields of lifetime SPIAs from Fidelity Investments vs Vanguard and was surprised to see that the Fidelity Investments annuity pays $136/mo more than Vanguard's! The yields were generated by the annuity income...

Thanks for your help and people without annuties can join-in! I want to thank those of you who have taken the time to reply to my post! I should've stated that the reason that I want to hear only from immediate annuity holders is that, when I posted my query on other investor-oriented...

Hi: Before reading further, if you don't own an immediate annuity, I respectfully ask that you don't respond to my post! I'm seeking input only from individuals who are living-on the income from a lifetime immediate annuity (SPIA)! I'm 57 and I retired nearly 2 years ago. I'm...

Hi: I'm John Swanson and I retired nearly 2 years ago at age 55! After I became jobless at age 54.5, for a year I really wanted another job, but I found a way to retire by paying-off my mortgage early! Since I have the insight and financial resources to control my destiny, I must have...