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    HSA limit when only one parent and kids qualify

    I retired last summer and I am now covered by my ex employer's retiree health plan, which is not a HSA qualified HDHP plan. My wife is still working and has a HDHP plan through her employer, which also covers our two underage kids. The question I can't find clear answer for is: Can my wife...
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    Deferred pay and PIA

    I am 56 and starting preparations to take early retirement in 14 months, around the time I turn 58. I will have only 26 years of FICA payments at the time of my RE, so I am trying to figure out how much will my SS PIA be reduced due to ER. The area of uncertainty to me is the impact of various...
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    Pension single life + term life

    I know there has been several threads discussing similar topics in the past, but I have a bit different angle in my question. I am 56 years old male planning on retiring early 2021. My megacorp pension payments will start after my 65th birthday. I am contemplating the following options: 1...
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    9-year fixed income plan

    I am planning for RE in 7-8 months, next February(ish). Starting to make plans to have a stable source of cash during the first 9 years of retirement until pensions start at age 65. I will be needing about 70k per year from savings during these first 9 years and conveniently just about that...
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    How big emergency buffer do I need with small kids?

    For a while now I have been debating a conundrum of how much is enough for secure retirement with my small kids. Felt like I could share a bit about my specific situation: I am a mid 50's megacorp mgr with a younger DW and two small kids (5 and <1). Been minimally FI for some time now...
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    High school ratings

    I am planning on retiring from my mega corp exec j@b in 6 years or less. Being a late bloomer, my first born will be getting to middle school age around the time of my retirement. We live in a very low COL rural area and quite enjoy our life here, but the high schools in our county's two school...
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    Withdrawal tax impact

    I have been FI for a while now and starting to feel like late this year or early next year might be the perfect time for me to clock out of the megacorp world. DW who is a lot younger than I will continue working but her income is fairly modest so I am going to need to withdraw 50k per year...
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    Reboot

    I am 50 years old technical exec in a megacorp. Rebooting my plans after reaching minimum FI in my mid 40's, but then giving away half of everything in a divorce settlement. Now remarried and starting to do calculations again with many new and different factors playing into the equation...
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