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    Market timing and taking RMDs

    Dear Samclem and other forum members, We have 80% of our larger IRA invested 50/50 Wellington and Wellesley. I follow Dan Wiener's newsletter and forum and many over there have positions in Vanguard Dividend Growth and VG Health Care Fund. I have small positions in Dividend Growth and...
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    Vanguard Advisor's Portfolio Proposal

    Here's the investment plan our advisor at Vanguard is suggesting. What changes do you suggest? Does international bond fund really add value or could it be eliminated? Why do we need it? We will be managing our portfolio ourselves after the advisor helps us set it up. STOCKS – 50...
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    Larry Swedroe Portfolio with Vanguard Funds

    Hello Forum Members, Do any of you have Vanguard tickers for Larry Swedroe's model portfolio on p. 166 in The Only Guide to a Winning Investment Strategy You'll Ever Need? I would like all of them, but particularly need the Vanguard tickers for International: large, large value, and small...
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    Bond Funds in Retirement

    Our CFPs have NPFFX in our fund proposal. When we looked it up on morningstar we do not see how this fund can provide value and profit for us with its yield and expenses. Can anyone explain how we can make money with a bond fund with a .51% or .71% yield and expenses of .82%? We would also...
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