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Last weekend, I created a budget for retirement. I feel real good about doing this and it gives me a clear vision as to what I need to do to hit that goal of retirement.I was able to make the budget work with SS, pension, and the 401K savings. My company offers a free financial planner with...

So happy to report that the contract position he is currently in has been extended to December.

Thank you, I just want to get to a place of happiness not resentment.

I'm actually seeing a therapist right now, just found a great one a few weeks ago, so I'm hoping that will help with my pent up anger for him and against him.

I have done most of these suggestions for years. Last year I did by a new car as my dad retired from GM and they were offering a deal I could not pass up at the end of the year for the retirees. 8K in rebates and 0% financing. I have never bought clothes unless it came from the 75% off rack...

I have felt for years that he is clinically depressed. He is obese, constantly complains he can't help because he hurts everywhere yet he does nothing to lose weight. I have great insurance and I have encouraged him time and time again to get help and he gets upset because he states he is not...

Thank you for that very nice post. My lawyer friend actually suggested that I put pen to paper and figure if I worked 12 to 13 years more vs 10 where would I be at? I need to just put into numbers and see where it takes me..

NV, would be a good choice as I don't like to gamble and I do like the climate.

In a perfect world, I would like to start over and get a divorce. I spoke with a lawyer who I have known for 30+ years. He took me out to lunch and brought his good friend who is a divorce lawyer and said if I divorced now with 30 years of marriage in, I would lose 50% of my net worth and it...

His doctor has classified him as obese, it's his weight that keeps him from doing anything around the house. He worked on the weeds yesterday for about an hour and then had to rest for an hour and then went back to it for an hour and that was all he could do for the day. I have RA so between...

1. He has medical insurance thru my company. 2. He really does not help too much around the house because of his weight issue. Does the dishes & occasionally picks weeds. 3. His parents, siblings, the kids and I have been pushing him for years to lose weight and he does for a bit then gains...

I'm going to be downsizing and moving to a state that is more friendly to retirees, I've narrowed it down to FL, GA and NV. The state I'm in now tax's pensions and SS

Thank you, this is great info... I have passed this on to him...

Sorry for the delay in responding, I have been travelling a ton over the last 4 weeks... We have had multiple discussions about his career. He lost his job in 2015 because the company lost a ton of money when their CEO and CFO decided to try to centralize all of their warehouses into one and...

The SS figure were for 66 & 8 months for husband and 67 for me. Pension amounts quoted above come in at age 65. Since my pension is for only $100 month I want to start that exactly at 65. God Willing, I plan to work till 67 if my company lets me. (thankfully I work for a Japanese company that...

A direct hire job is one with benefits, 401K and vacation time. A contract position is temporary and has no benefits.

I also have great difficulty understanding why he can not get and keep a direct hire job. He graduated from a prestigious school for his undergrad degree in finance/accounting. When he was laid off during the great recession, it took him 13 months to find a contract position and its been...

I have always had a budget and I'm pretty good at sticking to it, occasionally a sale will warrant me going off, but the savings to buy staple items are worth it in the long run. Thank you for the nice welcome to the boards...

At his age of 60, I don't think he will have much success in changing vocations, as we don't have the money to send him back to school. He is in Finance / Accounting. If he could just find and retain a direct hire job for 5 years we could be doing so much better.

My kids are 18 and 21. I'm looking to sell my house next year to downsize

Just turned 56 and I hope to be able to work for 10 more years. Husband lost his job in 2010 at age 52 and has been unable to find direct hire work since then. So we have had at least every year since then half a year of unemployment with him. I'm currently saving my max in my 401K, I have 2...

We live in 2,300 space now and we will downsize to 1,000 to 1,300 in retirement.