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Hi I am on my company plan and it has been a while since I have been in the individual plan marketplace. We will definitely not receive an AC subsidy. I was wondering what families are paying for bronze plans HPHP, we are a family of five me 50, DW 40, 11, 10, and 8? If you are a family of...

Turning 50 in a month Okay so the big 5-0 is just over 30 days away, and here is where things stand: Primary Home- $1.49mm $565k mortgage Second Home- $717.5k Paid Taxable Portfolio- $7.2mm IRA- $1.35mm Roth-$150k SS $42k me at 70 stopping now, wife will get $21k No pension No other debt...

I have had access to eMoney for a while and always suspected that the portfolio income estimate was too high so tonight I created a Personal Capital account and imported my Schwab accounts. Personal Capital has my income slightly higher for a portfolio yield of 3.8%. My portfolio has a lot of...

A year ago firecalc was showing 96% spending $22k a month living in one of the more expensive areas of the country outside NYC. Today firecalc has us firmly at 100%, and the job is adding a lot of unnecessary stress. I am 48, wife is 38 w/ three kids 10, 8 and 6. Have a $1.3mm house w/ $500k...

I live in CT thinking of relocating to Raleigh or Cary and calling it quits at 47. Have three kids 9,8,6 and like the sports and opportunities in the triangle for them. I will be taking loss on my primary home and getting out close to even VT house, should have $1-1.1mm cash proceeds if sell...

I think we need to get him in on the Forum, retiring a half time is legendary:dance:

With a heavy weighting in Dow stocks after adding to things like Walmart, Boeing in the last big pullback, it has been a good year with the Dow up 30%. We touched 8 figures in net worth briefly at the peak with 7 figures in net worth growth just this year. So, I decided to re-run the firecalc...

I am 45 and have been on the forum here and there over the last year or so and with this recent market rally, the firecalc is at 91%!:dance: This also assumes we maintain our current spending and no social security. I expect our spending to drop considerably when and if I can unload my high...

Thought I would return to the forum to update my retirement plan. I live in an expensive area of the northeast and have been hesitant to throw in the towel due to the high cost of living and the inability to sell my house. I recently paid our 1mm mortgage down to 600k, house is worth 1.55mm...

Only 100 shares at 36.50. Trading at less than 4x earnings. I've been watching it for a while and I usually don't make speculative purchases, but something tells me this is way oversold. With this much activism, and ample short term liquidity, I am betting they won't break covenants, or get a...

When I read through the assumptions on FIRE it said it did not take taxes into consideration. I guess the spending rate should also include your estimated taxes to be accurate? Everything else about the default option w 75% equity 25% fixed income and .18 expense ratio fits my portfolio almost...

I have checked, rechecked and checked again and the calculators are saying retire! I am 44 and have three young kids and though we are planning to relocate to a happy nondiscreet quasi rural town from the high priced burbs of NYC, I can't get myself to tell anyone what our true plan is. Everyone...

Hi and thanks for reading. First off, this is a great site, and I am looking forward to exploring it further. The forum guidelines say to give as much info as possible on the intro so here goes. I am 44, wife is 34 and we have three healthy beautiful kids ages 6, 4 and 2. We are very family...