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I passed $800k this year. I don't currently own any real estate, renting in California by the beach. Rent is about 27% of gross which is a bit frustrating, but okay for now. Thinking I'll be back in Arizona when I do retire. Definitely not planning to stay in government until 57 like I had...

USAA, Statefarm, UHC/AARP...

If you're sub 59.5, I find the Gainbridge FastBreak product super interesting - not sure why nobody else offers something similar. Solid rate, too. Gainbridge: A better way to grow your money.

They are both as notorious as Mutual of Omaha for the close the book game...so it might not continue to be a good price in the long run.

American Airlines Credit Union's 6 month 5.5% has been reduced to 5.4%.

Why did you choose Aetna or Cigna?

Why are you so hostile? If people knew that there was a dedicated thread for MYGAs on the forums similar to this one, they would not have bothered discussing them here in the first place.

I don't know that that's necessarily true. For example, people who cause car accidents are going to have higher rates from car insurance companies. when they shop around. People go through underwriting for life insurance and receive premiums based on said underwriting...

Gainbridge FastBreak has 5-10 years at 6.15%, and what's great about FastBreak is it's not tax-deferred so you can use the 10% withdrawals pre- 59.5

Well you either pay fees to Ascensus or you send it somewhere else that doesn't have fees, like Schwab or perhaps ETrade

OP is not looking for FWB nor is he looking for someone who is financially dependent....so, it's obviously a bit tricky.

Search for levythyroxine - I highly doubt you're taking actual Synthroid.

The only alcohol that I tolerate the taste of loaded up with sugar. Basically, umbrella drinks.

Interesting! When you do those life span calculators, they usually say that if you drink a little bit, you'll live longer than if you don't drink at all.

How would one do this re: Medicare? They accept registrations for those under 65 who are not receiving SSDI?

I'm curious what you perceive as long term body risks of taking the meds vs not taking the meds?

I got the hashimotos/hypo diagnosis myself not too long ago. I take 25mcg of Levo every day which seemed to improve the TSH good enough for the PCP. I'm in my late 30s. My cholesterol has been high too, but I figured that was diet related....I guess it might not be.

What thyroid issue do you have?

No. This is why UHC/AARP is almost always the cheapest at around age 86. The others keep increasing.

What is Medicare's negotiated rate for chemotherapy treatment?

So basically olive oil is ok, other oils not so much?

That....doesn't make sense. Wouldn't someone use up their Medicare benefits first? What you're describing sounds like Medicaid.

Get G HD instead? No real difference between the two? United American is in PA and is typically people's choice for F HD/G HD and offers both in PA. Globe Life (who owns United American) also has a G HD in PA.

Of course not. It's also important to note that some insurers are simply not available through agents because they are only available direct to consumer.. Do you want USAA Medigap? You will need to sign up through USAA. Do you want State Farm medigap? You will need to sign up through State Farm.