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If you will read the definition of an insured in the early pages of your policy you will see that your children are covered under your policy as being blood relatives living in your home. Therefore your umbrella would also respond if they were involved in an accident and you were sued. A...

I have not had any procedure yet, but will look into needle aponeurotomy if I decide to have something done. From what I have read about the various procedures, NA is the easiest, least painful and fastest to heal. I have read about people having the Xiaflex injection treatment only to have it...

I saw the Big Boy Wednesday when it stopped for 45 minutes in Luling, Texas. It is an amazing piece of engineering, just massive! The whistle is so loud it is painful. I recommend that anyone going to see it needs to have ear plugs or better for hearing protection. There were probably a thousand...

At age 94 my Mother got to where she needed to be in an assisted living facility. As much as she enjoyed her nice condo it was a relief for her to go to assisted living. I could see that normal living was becoming a burden for her and she really enjoyed the simplicity of having a smaller living...

I find them ugly and disfiguring. I have never seen one that I thought was attractive and hope that my daughter never gets one.

A mall in a so-so neighborhood in Austin, TX is now a community college campus and a mall in San Antonio, TX is now the home of Rackspace. The San Antonio mall is in an area that was once very desirable but over that past firty years has declined somewhat. I see malls Oakbrook in the Chicago...

Personal umbrella policies tend to be a very profitable line of business for insurance companies. In my 35 years of working for insurance companies, I only recall paying a few umbrella claims in my territory and few were for policy limits. The few I recall were just additional amounts over the...

It's not that easy to self-diagnose. When I got it, it was just a redness on my rib area that got itchier the next day. Of course, it started over a weekend. By the time I was able to get into the doctor's office and saw a nurse practitioner it was at least 48 hours. She gave me a prescription...

As a pool owner of sixteen years near Austin, I'd ask a knowledgeable real estate agent if they think a pool really adds any value to a home. Personally, I don't think it does. What part of Austin are we talking about, Circle C, Tarrytown, Hyde Park? Your location may also factor into whether or...

If I lived in Minnesota, I would find an agent that represents the better regional companies in the Midwest. I would look for an agent that represents Acuity, UFG or Country Companies, not in any order. I think that you will find the regional companies to be easy to deal with, have local...

Kat, is your Mom on oxygen? Mine got to the point where she needed oxygen around the clock to keep her O2 level up above 90. It helped her quite a bit and her needs kept increasing to where she was up to a level six on her machine, but it did help her feel better/

I had my six month DR visit the other day and he was happy to see my total cholesterol had dropped ten points from 202 to 192. He asked if I was eating better or doing something to change it and I said no, nothing that I could think of. Maybe we are getting more exercise, but I doubt it. Anyway...

I got my first dose of Shingrix yesterday and had the very sore arm right away also. I woke up during the night and was very cold, but assumed it was just the ceiling fan blowing on me. I didn't warm up until I took some ibuprofen, so I assume that I also had a low grade fever. I've been pretty...

Audrey, I'm curious as to how well Valley Spanish works in Spain?

A man I worked with dropped over at his desk two weeks before his 65th birthday, and that was a reminder that life is too precious to be spent working.

Sunny and 61 degrees in Central Texas today, with a low of 41 this morning. Why is it that a winter weather event that hits the east coast is newsworthy but the same thing in Iowa or Nebraska isn't news? Is it the "flyover country" effect?

I feel your pain! I had Verizon for my office lines when they were bought by Frontier. This was shortly before my retirement date, so I notified them that I wanted service discontinued on the last billing day of the period. I also told them to cancel my account and any access to their website...

In Central Texas we have deer like stray cats. The rut reminds me of fraternity-sorority rush, but without alcohol.

A physician friend had both of his kids on his office payroll as employees doing clerical and yard work while they were college students. He funded their 401K's to the max every year also and they graduated from college debt free and with a good start on retirement funds. One is in medical...

We were given the opportunity to pay the tax on the premiums so as not to get taxed on the benefits where I was employed. I elected to do that and it came in handy when I was out for several months. HR explained it every year during benefits enrollment.

I guess the diabetic residents in nursing homes could have diet root beer with their ice cream it that would help keep them in balance. My Dear Mother, who will be 94 this month and not diabetic nor is she in a nursing home , thoroughly enjoys her root beer floats or a small scoop of sherbet or...

I have come to prefer winter to summer in Central Texas, it is just more pleasant.

Having lived to see the rehabilitation of eggs, bacon, coffee, peanut butter and other foods once considered to be unhealthy, I fully expect that we will see more reversals in nutrition science since it appears to be more religion than science. Personally, I consider French vanilla ice cream...

I am concerned for the cities that are downstream on the Guadalupe River such as Gonzales, Cuero and Victoria. Cuero had major flooding in 1998 from the Guadalupe and the river looked wider than the Mississippi near Victoria that year too. I'm in the Hill Country between Austin and San Antonio...

Five inches of rain and some wind about an hour and a half east of REWahoo, no flooding in the Hill Country yet to speak of. I think that USAA should leave the renewal guaranty on any active duty personnel for a couple of reasons. One is that they can be deployed overseas and unable to handle...