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  1. Souschef

    15 Years Retired

    My 15 year journey can be summed up in six words: go go, go slow, and no go. After my DW passed away in 2005, I kept w*king because it seemed the thing to do. Well, life is funny, because some years later I met a lady who was also widowed and we married. I waited for my profit sharing to be...
  2. Souschef

    A Friend in need , how can I help

    I have a cousin like that, who was put on earth as a bad example. They blew through a $1 Mil inheritance, and now need financial aid. My BIL, bless him, tried to show them how to budget, but it fell on deaf ears.
  3. Souschef

    IRS error CP14 letter in mail today

    I would not ignore the letter. Send a response referencing the letter number with screenshots showing a zero balance. Also show the withdrawal from the bank.
  4. Souschef

    Suggestions for estimating future RMDs

    Being an Excel addict, I have a spreadsheet that calculates my RMD every year. I have loaded the RMD table through age 100 into the spreadsheet, and all I have to do every year is input the 12/31 values of my IRA from the previous year. I also have another spreadsheet to calculate my quarterly...
  5. Souschef

    QCD confused

    That is not correct. I have checks made out to the 501c3 organization mailed to me then I mail them to the organizations. I do the QCD's in June and take out the balance of the RMD throughout the year to pay quarterly taxes. If the check is made out to you, it would not be considered a QCD, In...
  6. Souschef

    Short transfer; almost missed the connecting flight, again

    It is not a big deal. I had 5 liters of booze, and went down to the customs officer on board. The duty is about $2.30 per bottle, and if the duty is under $10 they waive it. Two liters were duty free, so the total was way under $10. I also sympathize with fh. We had a connection in Heathrow...
  7. Souschef

    Stolen License Plate

    Dear TT, So sorry for the hassle. I took a look on eBay, and there are all kinds of Vietnam veteran plate frames. You might be able to find a replacement.
  8. Souschef

    After I'm Gone

    We have a binder called "Estate Plan" put together by the lawyer that did our plan. In the front of it, I have copies of spreadsheets listing all our assets, along with the name, account number, address, and phone number of all the various financial institutions. It also lists the website and...
  9. Souschef

    Literally: Life After Fire

    I retired in 2009 after my former boss retired and the new one turned it into a toxic work environment. I had recently remarried and we downsized to a manufactured home, in a city of 30,000, a far cry from the 1.5 million in the SF Valley. I started flying again, and volunteered flying patients...
  10. Souschef

    What did you do today? - 2023/2024 version

    Friday is errand day 1.Stopped at closing 99 cent store 2.Grocery shopping 3.Filled 2 gallon jugs with water 4.Filled gas tank 6+ gallons 5.Picked up lunch at restaurant
  11. Souschef

    Cruise to Hawaii, how to skip excursions?

    We did that cruise in 2018. . We also on Oahu and Maui for our son's wedding in 2011 I have attached the stories.
  12. Souschef

    Share Your FIRE Milestones - 2021

    That was it
  13. Souschef

    Share Your FIRE Milestones - 2021

    We just hit $ 3 Mil net worth. I am 85 and DW is 80. After 12 years, 41 countries, 51 trips, 500 travel days, and 17 cruises, we are done with lengthy travels. We moved to a seaside apartment 2 years ago, and consider it our last move. Our expenses are about 120K, and our income is over $200K...
  14. Souschef

    What has been your act of Kindness Lately

    I read that a local small synagogue needed restoration work done on their 3 torahs which would cost about $18000. They had a fundraiser, and I donated the difference between the $18K and what they had raised.
  15. Souschef

    Article: 'I'm too young to retire': What forced these workers to retire

    I agree. I was passed over for raises my last 2 years at my company. In the 20 years I had been there, I lost track of how many company presidents we had.
  16. Souschef

    ......but I don't work here anymore.

    I do not have any "dumpster fire" stories, but after I retired, I heard they had to hire 3 guys to replace me. I was a senior contract administrator with a BS and MBA, also a pilot in this aerospace company where I worked in various positions for 20 years. I had been screwed out of raises my...
  17. Souschef

    Your 2023 effective tax rate

    Federal 11.4%
  18. Souschef

    Considering a retirement move out of town/state

    About a year and a half ago, we discovered some beach side apartments. I was a few miles from where my wife grew up and it was like coming home for her. We lived in a +55 MHP for about 15 years, near a smaller town of about 30,000. We are in the process of selling are home, and every time IU...
  19. Souschef

    Touring Venice Question

    What you need a map for is to see where the different vaporettos go. Each route is shown on the map and are numbered, and each dock is numbered I agree. I once read somewhere "to discover Venice get lost in Venice". I walked from the Piazza St Marks to the railway station (ferrovia), I...
  20. Souschef

    Touring Venice Question

    Get a map! Very important!, On buildings there are arrows pointing to either Piazza San Marco or the Ferrovia (Railroad station. Get an all day pass on the vaporetto and spend all day riding them. We toured Burano (lace) Murano (glass) and the Grand Canal. We ended up in a cafe at sunset with...
  21. Souschef

    This weather is awful - 2024 to ?

    Our son just sent us a picture from his home in Reno. Highway 80 from Sacramento to Reno is closed due to snow
  22. Souschef

    Cruising - How did you start doing it?

    JJ just sent me a PM asking me to post my experiences on the Paul Gauguin. We were on the ship in 2007 and 2009, However, anther member here was just on the ship for a 20 day cruise, and enjoyed it. Apparently, the service, etc has been as good as when we were on it.
  23. Souschef

    Cruising - How did you start doing it?

    Below is a list of the Ocean and River cruises we have been on. We have a story to go with each one. If you are interested, I can send you a copy. LA to LA Hawaii (Star Princess) LA to LA Mexican Riviera (Ruby Princess) Buenos Aires to LA (Golden Princess) Eastern...
  24. Souschef

    Air Force fly boys - a question

    Flyboys I have had the privilege to pilot 3 planes; a P-51, a B-25, and a T-6. All were fantastic experiences. I flew the P-51 when I had turned 80.
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