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  1. J

    Newbie Here Regarding the ACA

    Hello - a little background first. My husband and I retired in 2018; he was 58, I was 57. We were able to get health insurance from my employer, with them subsidizing the premiums by 40%. Other than that though, we paid the premiums ourselves, it has never been paid by my former employer. We...
  2. J

    Schwab Intelligent Portfolio - Holding My Cash Hostage

    We have most of our portfolio with Schwab and are happy with them for the most part. A few years ago, we put some $$ in their Intelligent Portfolio, with a fairly aggressive mix of ETFs, and it has done pretty well over the years. What is becoming more painful as the account grows, is the...
  3. J

    Thoughts on Bullet Share Bond ETFs

    Hello - Retired about a year ago, and rolled my 401k to a Schwab rollover IRA (rest of our portfolio is at Schwab.) My 401K is what we have always thought of as our 'safe' money, meaning we have kept it invested in non-risky, guaranteed return type things. At the time of my rollover, I bought...
  4. J

    About to Pull The Fire Trigger; Question About Too Many Eggs in Schwab Basket

    Hello - long time lurker, first time posting. I am counting the days down, as I will retire from medium mega corp in June. Last day will be my 57th birthday, the first day I am eligible to retire and have access to retiree health benefits. DH fired'd at the first of the year at 58, and is...
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