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  1. 23window

    What technology for new home?

    We are building a new home in 2024. I'm looking for advice / ideas on what technology I should include or prepare for. For example, I'll add a 50amp outlet in the garage for future charging of an EV, even though I don't own one yet. Would you include anything special for future fiber optic...
  2. 23window

    Options education recommendation

    I have a very rudimentary understanding of options trading and strategies, but no practical experience. I would like to learn more before I put a toe in the water. Are their books or online resources the options experts here would recommend?
  3. 23window

    what to do with universal life insurance policy?

    My DW has had a flexible universal life insurance policy since 1988. We’ve been making automatic monthly payments of $25 for years. I’ve pretty much ignored the policy but just now looked at it. It has a guaranteed interest rate of 4.5%, which seems great now, but the prime rate was 10%...
  4. 23window

    Any surfers here? Still at it?

    Feeling old today. Been surfing on and off 25+ years. After about a year off I find I just don't have the same flexibility. My pop-up is crap. I can't seem to get my lead foot (goofy foot) in the right position. What do do? Stretch? Yoga? Floor practice? I'm 64 and hoping to surf...
  5. 23window

    What does a year start in FireCalc ?

    FC allows you to enter a year for quite a few events - - - when to retire, when to begin receiving SS or pensions, when to add or subtract to your portfolio, etc. I assume, but am not sure, that the event would be measured from today vs. January 1 or some other day. For example, if I say I...
  6. 23window

    Need to switch Safe Harbor 401K for my business

    I have a small business and set up a Safe Harbor 401K plan last year through Edward Jones (I know, I know). I was just informed that they will no longer act as custodian of my plan as of September of this year. They claim that new Dept of Labor regulations make it too difficult and expensive...
  7. 23window

    59 and feeling behind schedule for FIRE

    Greetings! I feel I’m behind schedule for FIRE. I’ve been investing in available 401Ks, IRAs, and some taxable accounts for 25+ years, but didn’t have a real clear plan in place in the beginning. I’m now paying much closer attention to asset allocation, expense ratios, etc. I’m debt free...
  8. 23window

    Budgeting for major expenditures in retirement

    I haven't retired yet but I'm only a few short years away. I'm getting a good handle on my spending and have almost 20 years of data in Quicken. For those of you in retirment, how do you plan for major expenditures? I would be replacing a car every 8 - 10 years, spending $10,000+ on a new...
  9. 23window

    Masters golf tournament

    Attending the Masters is high on my bucket list. I've tried to get tickets through the lottery for several years with no success. Has anyone purchased a Masters package? They are expensive but it may be the only way to get in. For those who have gone, is it really the religious golf...
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