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This reminds me of a comedy show I heard on the radio years ago. The "interviewer" was interviewing an "esteemed scientist". Interviewer: "Dr. Esteemed Scientist, what is the smallest amount of time you have ever measured?". Esteemed Scientist: "Why, that would be the time from when the...

Still working, but my current plan will have me retiring when DD is heading into high school. DW may or may not be working at that point. But, college $ are set aside. HS years should be relatively cheap. I won't need to buy DD a car. If she needs to go some place, she can use my car. It's...

DrRoy, I'm in a similar situation to you. I'm in IT, tired of the game, tired of being on call. There aren't that many callouts in my department, but, even if you don't get many calls, it is still draining, since you never know what catastrophe is lurking around the corner. I also thought...

You might be a cheapskate if you hear comments from your boss such as: "Your shirt has holes in both elbows, you need a new shirt". "Your pants have a hole in the knee, you need new pants". I've been on the receiving end of both of these comments.

Some years ago, our department director took an early retirement buyout, and we thought we would never see him again. Recently someone saw him in the lobby, decked out in the "interview costume" (nice suit). Word is that he is bored in retirement, wants to get back in the game. There is a...

I'd say high skill DIY (plumbing, electrical, auto mechanics) do not factor much into ER. The DIY that DW and I have done that saved massive amounts of $ have been: Cooking at home instead of restaurant/carryout. Doing our own yardwork. Cleaning our own house. Those are recurring events...

I also plan to retire to a small farm-ette, 2-20 acres outside a modest sized city. Currently live in a suburb of a fairly large city, not my ideal living arrangement. But, given my and DW's work arrangements, suburbs are the best way to go for now. I grew up on 3 acres, with a pond, huge...

My megacorp is making lots and lots and lots of profits. CEO has flat out told us over the years that shareholders come first, it's all about the shareholders. If there are some scraps left after shareholders and Exec pay/bonuses, we'll get a little something. This year they are talking 3%...

Some people need an "assist" to get over to the "other side". Some years ago, my coworker (57 at the time) was planning to work until 62. Along came a downsizing, and he was "picked". He got a year's severance, and unemployment, so that really boosted him up to 58+. We exchange emails every...

B.S. in Computer Science, over 30 years in IT, I guess most would call that a career. But it sure felt like a job. The technical work was often interesting/enjoyable. But difficult coworkers and clueless mgmt can ruin everything.

I'm doing OMY's in my mid 50's, but I will absolutely NOT NOT NOT be doing them at 60+.

I was in college around 1980'ish. I worked one summer in a factory (union wages) and made almost enough in that one summer to pay for all 4 years of tuition (state university). If I would have worked a little more OT (time and a half pay), I could have covered all 4 years tuition. And this...

3% cash, but DW and I are still working, so more cash arrives each day. We don't need a cash bucket for expenses. I was surprised at some of the high cash positions mentioned here.

Sycamore, I am in a situation similar to yours. Probably will retire next year, at which time I will be 57, DW will be 52. One kid finishing college, another yet to start, but funded. DW may continue to work, if jobs are available. She actually likes to work. I think she has a mental...

I have a concrete example of office jobs disappearing in my office, by my own hand. We used to have round the clock computer operators (Shift supervisor and 2 or 3 operators), monitoring computer consoles, responding to error messages, calling people to fix problems, submitting jobs, etc. Part...

I'm half way through "The Big Retirement Risk" by Erin Botsford. The risk she speaks of is running out of money in retirement. She does not like SWR approaches, instead favoring guaranteed income to cover essential expenses, more risky assets for play money (vacations, boats, etc.).

Over the past year or so, I've read several books / articles suggesting some type of guaranteed income approach to remedy the job losses expected to occur from Artificial Intelligence. The general argument is that AI will wipe out most office jobs (who better to sit in front of a computer and...

The Introvert Entrepreneur by Beth Buelow. Another book for us long suffering introverts, this one about leveraging your introvert strengths and managing your weaknesses in the entrepreneurial world.

I struggle with this too, giving up that salary. It will be a one way ticket, no one else is going to pay me this much. Currently doing another OMY. Salary plus bonus will be around 130K this year, plus 401k match, and pretty good benefits. I'd like to get an ER buy out offer, but, after...

I used to watch his TV show. I don't know if it is still running. I've also listened to his radio show. I thought most of the advice was quite good. The really big thing that I can't get over though (as some others mentioned) is his advice to carry a mortgage into retirement. I think that's...

I listen to NPR in the car. Occasionally try to listen to other stations, but, they are just ads with a little bit of non-ad content thrown in. I can't take it for very long until I turn it off or go back to NPR.

For those who receive bonuses at work, do you: Save the bonus? Spend the bonus? Some combination of Save/Spend? I have always saved 100% of any bonuses. It's easy, painless saving. Plus, my company, like most, goes on periodic downsizing binges. I never knew if/when the downsizing...

I work in IT at a Megacorp, an all around unpleasant existence. Been there 30+ years. Getting close to taking that "final ride down the elevator". It will be a glorious day. In high school I worked at a grocery store, bagging, stocking,etc. I prefer the grocery store work to IT, but, $$...

At my megacorp, most people wait until they have their yearly bonus statement in hand or until the cash is deposited in their account before announcing retirement. Bonus is for the prior calendar year's work, so by rights, retiring should have nothing to do with payout. A few well connected...

I'm in IT, and in the early years, 30 years ago, I did lots and lots of programming. I found that when I could go off in a corner by myself and get totally absorbed in a program, the time would just fly by. At times, I was almost (I can't believe I'm saying this) "happy at work". But...