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We live in VA but my youngest D is off to college in MA this fall. Since we live in VA now, we use the federal exchange. When she heads to MA, I’ll enroll her in the MA exchange and simultaneously remover her from coverage in VA. My question: do the premium tax credits flow to both exchanges...

2017, my first year of FIRE life, has been so fulfilling. This year: I learned how to blow glass, I travelled to Amsterdam, LA with my daughter, Montreal, Cape Cod for our 25th anniversary, and most notably to Rwanda to drill a water well. I took my family to see Hamilton on Broadway and I met...

This question has been discussed many times but, as I am ERing in less than 2 months and starting ACA on March 1, it's a question I'd like to figure out. My wife (age 50) and I (53) with 2 daughters aged 19 and 16. Before the election, I thought I would convert enough of my 750K rollover IRA to...

I will be ERing next February and will be going on the exchange for myself and my family (we're 53 & 50, girls 19 and 16). We are all in good health and are eyeing a bronze plan. We will be under 400% FPL but too high for a cost saving silver plan. Here's my question: all things being equal...

Hi. I also posted this in bogleheads but I want to give my friends at e-r a voice as well! So my wife and I are gonna be retiring in a little over 6 months at age 53 (50 for her). Very very excited. A little scared but not very much. Around $2.5M total so I'm feeling confident. Here's my plan...

Hey y'all! So I'm one year out from early retirement. I'm 52, wife 49. College expenses for our 2 daughters are set and not included in the below assets. Asset allocation is an aggressive 85/15 but looking for 70/30 (with 1 year expenses in savings) this time next year. Here's my current setup...

Hi, I'm brand new to E-R. We'll be empty nesters in 2018 and anticipate retiring, downsizing and moving from our home in Virginia sometime after then. I'm originally from Sonoma County and desperately miss my dry CA summers without mosquitos, chiggers or AC. As much as I'd love to move back...