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If your investments are in a taxable brokerage at a firm that offers a PAL (pledged asset line) you can borrow against your equities and then decide your course of action once you have completed the purchase of the home. Charles Schwab Pledged Asset Line

Thanks, it's an odd feeling I haven't fully processed yet. I catch myself thinking about what I'm going next and how much money I can make doing it, and then I tell myself it doesn't matter... :laugh:

I have been looking around and reading post for about 4 years. I made an account the day I decided FI and ER would be my singular focus. 03/25/2014. I remember the moment so clearly. I'm a very luck boy. I'm done 11/17/2016 :greetings10: Age 36.5 (yes .5):clap:

Hmm... New (potentially) annuities products, I see this as turning out to be them putting their low expense ratio funds in an Insurance product, to make up the lost fees from their low expense ratio funds.

I am using I-Bonds but the 10K limit (per person) leaves me looking for more options. I do like the inflation protection.

No debt... But this is good to point.

I have thought about SPDAs but your right the surrender charges would not be fun. But, the real reason I have ruled them out at this point is because depending on market conditions I will need access to this cash. I feel like I would be putting myself in a situation where I'm would be asking...

Hi Everyone :greetings10: I currently keep the cash portion of my portfolio in a 5 year CD ladder. Outside of a 1% +/- savings accounts (Ally, etc.), is there anything else out there I should be looking at? I feel like the answer is no. But, I want to make sure I'm not missing something. I am...