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We're planning on taking a drive from San Francisco up to Portland on Route 1 this fall. Does anyone have any specific places or activities I should consider? We love the outdoors (hiking, walking on the beach, and kayaking) as well as food and drink. Any thoughts?

i have a very basic federal tax question concerning capital gains. if i generate $10,000 in cap gains in 2020, how will it be taxed? Assume held for more than one year, $80,000 W-2 income, married filing joint, no other income and disregarding state taxes. In the case above my AGI will be...

I see your point concerning the tax implications of each. Both are in tax deferred accounts so technically it doesn't matter. It's only in my head with respect to which account I plan on drawing from first.

Question for the board. Excluding my cash and cash equivalent accounts, do you do your asset allocations across multiple accounts? My adviser is recommending that I maintain an asset allocation basically the same in all accounts (IRA's and 401(k)'s). I'd like to be at a 60/40 overall...

I actually calculate what we need and back calculate our WR. Based on retiring at the (near) the end of a bull market. I'm staying under 3% to be safe.

Comments wanted on ER withdrawal strategy I’m 60, retired and trying to decide how to begin my withdraw strategy. I’ll need to draw from my accounts to meet our budget in the range of 2.5%. The question is which account the money comes from. For the next few years my projected taxable income...

My DW and I are both 60 and just retired. DW has a small pension (with healthcare available) and I have none so we will be living mostly on distributions from our investments. As a retired teacher (and subject to the windfall elimination provision), DW will not receive much social security...

I am ready to roll my 401(k) out of my previous employers plan due to high fees and limited investments. I have about 50% of our investments already in Vanguard and wanted opinions on whether to put my 401(k) into Vanguard or another broker. Primarily concerned about whether I should put all...

You have no idea how much of your information is being sold / used by business to target you with marketing and sales pitches

What do you consider a safe withdraw rate without the possibility of running out of money? Assuming a 60/40 AA in a Vanguard 4 fund portfolio and not taking in consideration any other factors? 2.5%, 3%? Thanks for the comments!

In my situation I have only about 10% in taxable accounts so the tax situation I don't have much control over. Mainly interested in placing more risk into accounts that are not needed for years and reducing risk in accounts to be drawn from in early retirement years.

yes sorry

sorry for the stupid question, but not sure what you mean

I would like opinions on the following scenario. I will be retiring at the end of this year at 59. Over the last 40 years my wife and I have accumulated about 10 different investment accounts of various types (cash, 401’s, traditional ira’s, and roth ira’s. I understand the order in which I...

Are here any advantages to: skipping my 401(k) contribution, keeping the percentage keeping it the same, or increasing it when receiving my bonus check? Thanks in advance

how do you budget for a one time yearly expense like property taxes? Do you divide the amount by 12 and budget for it monthly? or do you just have it in the budget for one month?

good point - assume a 60/40 AA with a 3 fund vanguard portfolio

the SWR I'm looking for is independent on other forms of income such as ss or pension

i would like comments to what is considered a safe withdraw rate for a planned 35 year retirement. I'm 57 and have nailed down all the details of my retirement planning except for a SWR. what does everyone consider a CONSERVATIVE SWR for a 35 year retirement?