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This is probably the same argument when it was Horses to ICE! If you like riding your horse, no one can sell you on ICE. If you like ICE, no one can sell you on a horse.

We find it just the opposite. Having to go to a gas station is inconvenient, when all I have to do is plug my car in. For us, the cable is right next to the parking spot and all I have to do is hit the charging door opener and plug in. With a gas station, it smells, I have to pay at the pump...

I can report on having both Solar and an EV. I think I first posted about my Audi e-Tron on page 24 ish of this tread. 1. We love our EV, and use it 95% of the time. @Homestead what we are starting to notice is that it’s harder to keep gas in our other car than it is to plug our EV in. Do...

Buy a motor home and register it in TX. No property tax and you can take trips when your here (I live in TX). This way your kids can travel and you have a place to stay.

What about on the global scale? How is EV doing? The USA is super slow at adopting to a new way of life.... We continue to prop up dying market sectors...

If you think back to your Dad and Grand Parents and their behaviors, a lot of the survival instincts that the older generation is not in today’s society. I remember my grandparents having hordes of cash at the house, because they didn’t trust the bank. Their pantries were always stocked, with...

Lost decade.... no rebound for a long time.

I bought an Audi e-Tron last month. I love it, and I’m very thankful I did. We only use our gas powered car when we must. The EV is so much nicer to drive! Smoother, quieter, etc... When I get in the ICE car, I think of the early 1900’s horses.... It’s just a matter of time before they...

I’m starting to look at boats, really want a 60’ CAT. They are already dropping $100k off the price... time to sit on my cash and wait for it to get worse. I bought an airplane in 2009 for 50% of what they cost in 2008. I don’t expect this time to be different.

Bull Trap and the market is still overpriced. Oil industry has a crap ton of debt on the books and a significant float on top of the debt. This alone will hamper the overall market. Younger people were not buying oil stocks before the crash, I don’t see them changing their minds. The...

The week before the crash I reallocated my entire 401K and nest egg to fixed government bonds. I’ve been accumulating Gold stocks since the crash. I like IAG the best. The changes to human behavior, even after the threat ends, will be felt for sometime. Companies that are going 100% WFH...

Installed Solar to offset electrical usage. On waiting list to install Well to offset water usage. Exploring hydroponic farming to offset some of our food costs. We are a family of 5 and eat a ton of fruit, and fresh fruit or organic is expensive. My 3,000 square foot house in Texas costs me...

OP, Since you’re a bean counter, can you run the same analysis on buying a RV over 20 years? The problem with a vacation home is that it’s in one location. And I have yet to travel anywhere in the USA that I want to go back to consistently. Thus, a motor home or boat is a better option. As we...

I bought an iPad Pro 12.9 with a 1 TB hard drive and cellular data. It has replaced my other computers for 99% of the things I do. My biggest issue is the small screen when I’m multi-tasking, but, I can plug my 34 curved gaming monitor into when I need to, or just use my desk top. For me, it...

Did the fed reduce the interest rate? If so, gold should fly... it has one heck of base setting too. I see we they are meeting now. Time will tell....

I didn’t take it as critical. I was just acknowledging a knowledge gap that I have, that I now want to close. I will work it with TD for now. If I run into road blocks, I will definitely reach out to you.

@oldshooter For someone like me its about the lack of knowledge (for now) and trying to figure out ease of use and minimal costs. This will be my first go at treasuries. But, I could doing more and more of it, as I get older and I’m putting more and more money into it.

I almost went with Ninja Trader (by far the cleanest interface I have used to date as it comes to viewing charts and the TA indicator I use). But, its limited on who I can interface it with, so I didn’t buy it.

Gwraigty, I have to learn more about the Brokered CD’s. I was thinking keep my expirations short term, no more than 52 weeks, as per the liquidity comments above, but, I will also look at TD, and do some online classes with them. TS is the same as robinhood, it seems. But, I’m really...

Let me expand my thoughts, now that I got some feedback, as I don’t see a clear cut answer, which there might not be. Also, it gives y’all context to potentially help me better. My outlook on accounts and how I utilize them (always up for debates here) 1. Active Work Income goes into my...

NJhowie: I have not opened the TreasuryDirect account, yet. So I don’t know how the process works there. If you do have access to it, can you please elaborate on your comment?

I don’t remember off the top of my head

Does anyone utilize TreasuryDirect for their bond purchases and active management of their bonds? I’m tempted to move a bulk of money out of my other accounts and go directly to TreasuryDirect. I know one of the differences is Competitive vs. non Competitive bidding. Has this been rewarding...

I have to ask the OP, what exactly are you trying to do? I’m a contract Project manager who is often not at one desk. I ended up buying an iPad Pro 12.9” with a 1TB hard drive, and Cellular data. I also bought the apple keyboard and pen for it. The cost was just shy of $2450, before a...

I have had a dealer ask me to use their 0% financing so they could get a kickback. They even reduced my car by a little bit. I took out the credit, made 4 payments, then paid it off. Cash is king, negotiate. The worst they can say is no!