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  1. RHONDAVE

    Vanguard posting IRA CD Interest to Sweep Account?

    Compounding? Not Really when its outside of the instrument.
  2. RHONDAVE

    Vanguard posting IRA CD Interest to Sweep Account?

    I just noticed that Vanguard is posting interest returns to the sweep account in our individual IRA CD'S. Because the purchase increments are $1000, I will have to adjusted downward my expected returns for the CD'S. My sweep account is in the money market and wife's is in the cash reserve...
  3. RHONDAVE

    Can You Cancel Your Social Security - I AM 61

    As my last post promised a reply, here it is. My new SSA verification is 8.7% more than an estimated benefit that we generated just before my wife's new application was sent. There is no statement of this anywhere but somewhere the new benefit using the same earnings has increased. Maybe its...
  4. RHONDAVE

    Can You Cancel Your Social Security - I AM 61

    Spouse just got off the phone with the Social Security about her new application as she turns 62 in January 2023. The representative told her the increase will be shown in her first benefits calculation notice sent within 30 days of application. Should be here in about 10 days, I will post...
  5. RHONDAVE

    Can You Cancel Your Social Security - I AM 61

    With 8 million people affected as mentioned in this article, it would be nice if this was addressed. https://www.helpwithmysocialsecurity.com/post/social-security-colas-for-ages-60-62
  6. RHONDAVE

    Can You Cancel Your Social Security - I AM 61

    Can You Cancel Your Social Security APPLICATION- I AM 61 I just applied for Social Security a week ago. I am 61 and turn 62 in Jan 2023. I have read here that the COLA 8.7 will never be adjusted on my account. Would it be beneficial to wait a year until age 63?
  7. RHONDAVE

    Sell/Transfer all to T Notes - Right Now

    YES SIR I will call and reply here. I thought this might have been asked before.
  8. RHONDAVE

    Sell/Transfer all to T Notes - Right Now

    Can this be performed from my Vanguard Brokerage?
  9. RHONDAVE

    Treasury Bills, Notes, and Bonds Discussion

    Can I convert all monetary assets? To T Notes, including IRA^s?
  10. RHONDAVE

    Why Aren't I-Bonds Getting More Attention?

    Thanks For Your Help. EARN BABY EARN I can see the pitfalls of the app/program that require you to "pay attention" as you work through the transaction requirements. I/WE only kicked in 10K today but Monday we do some giftin'!
  11. RHONDAVE

    Why Aren't I-Bonds Getting More Attention?

    Is there a reason that the 3 gift transactions that start in Feb 22 are done in the following months? Could one fund them with only 1 day apart?
  12. RHONDAVE

    So Why Is It Not A Loss If I Sell Everything? SELL THE DIP

    How did you know? Its 2K more now than Dec 20. If I look back even farther, say 27 years, when I was 40 and had nothing saved and now have over 2.1m net worth... I guess I needed that "SLAP". Thank You. As Gilda Radner used to say....Never Mind....
  13. RHONDAVE

    So Why Is It Not A Loss If I Sell Everything? SELL THE DIP

    I keep checking my total valuation of investments right now along side of their value in December 2021. I call it SELL THE DIP. Even though its only a 4% valuation decline, it still hurts. Maybe too late to make it back if I just sit on it. Any one else?
  14. RHONDAVE

    is this rude ?

    YEAH They use their thumb to hide the plate number but now I have their finger print!
  15. RHONDAVE

    is this rude ?

    They are as afraid of you as you are of them.
  16. RHONDAVE

    Those currently working and planning ER aren't going to like this

    Me Too! Ditto Ditto! After 4 years out from a 35 year career, I am going to have my 25th interview today. Still looking to get back wage earnings to add to my SS income. Can't seem to shake my SHOULDAWOULDACOULDOF virus.
  17. RHONDAVE

    Best CD, MM Rates & Bank Special Deals Thread 2021 - Please post updates here

    Didnt work for me, must be a member
  18. RHONDAVE

    What are the oldest clothing items in your closet?

    1993 Holy Cow Brewery Vegas Tshirt Like New Holy Cow Tshirt from Vegas Brewery before they were everywhere. Put it on last week, went to the bar, got scared that I might spill on it, went home and hid it.
  19. RHONDAVE

    At Odds With Spouse/Covid Social Distancing

    I am 67 and vaccinated. She is 60 and vaccinated. We have not been sick with Covid. Now she wants to lower our guard only with "her family". I want to stay safe and she has no regard for that. Anybody Else?
  20. RHONDAVE

    Best CD, MM Rates & Bank Special Deals Thread 2021 - Please post updates here

    Try this link: https://banking.citi.com/cbol/citigold/offer/default.htm?venue=msCitigold&BT_TX=1&ProspectID=6977DC05DD354393826AB440C68AD3CF New offer for 4/2/21-6/30/21. The scary part is that an eligibility disclosure is in small print just under the button/link that gets you to the link I...
  21. RHONDAVE

    Best CD, MM Rates & Bank Special Deals Thread 2021 - Please post updates here

    My terms for same offer (end date of 4/1/21) state maintain minimum account balance for 60 days and then payout is within 90 days after that. Just noticed that eligibility of customer can be denied if W9 is not on file with CITI. There is always something with Citi, now have 2 online meeting...
  22. RHONDAVE

    I have no idea where to retire!

    After 44 year in one spot (working), left midwest and moved to Goodyear, AZ. OH Its to hot, moved back to Midwest. Oh Its to cold, moved back to Arizona. Oh Its Way To hot (2020 record), moved to Ozarks, Mo. Too early to tell, its cold and hot. The Three Bears......
  23. RHONDAVE

    Newsletter Issues - Where Are They?

    I try to keep link's to the email Newsletter Issues. I find that the topic selection is excellent and reduces my search time. Are they kept anywhere on the site? I am getting the email but unable to find the database.
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