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I just noticed that Vanguard is posting interest returns to the sweep account in our individual IRA CD'S. Because the purchase increments are $1000, I will have to adjusted downward my expected returns for the CD'S. My sweep account is in the money market and wife's is in the cash reserve...

Can You Cancel Your Social Security APPLICATION- I AM 61 I just applied for Social Security a week ago. I am 61 and turn 62 in Jan 2023. I have read here that the COLA 8.7 will never be adjusted on my account. Would it be beneficial to wait a year until age 63?

Can this be performed from my Vanguard Brokerage?

I keep checking my total valuation of investments right now along side of their value in December 2021. I call it SELL THE DIP. Even though its only a 4% valuation decline, it still hurts. Maybe too late to make it back if I just sit on it. Any one else?

I am 67 and vaccinated. She is 60 and vaccinated. We have not been sick with Covid. Now she wants to lower our guard only with "her family". I want to stay safe and she has no regard for that. Anybody Else?

I try to keep link's to the email Newsletter Issues. I find that the topic selection is excellent and reduces my search time. Are they kept anywhere on the site? I am getting the email but unable to find the database.

Looking at this offer that expires on 4/1/21 and would attempt 2 new account openings and would receive $1500 each in about 5 months. I would only have to deposit $200K in each account. Has anyone else completed this offer?

Anyone else worried about YTD performance of their bond index funds? My Vanguard VBTLX is now -2.28 for the year. Whats the deal? I have sold everything else, why not these as well?????

My state government employer offers a guaranteed cash balance fund of 5% .... Members who participate in Cash Balance do not make investment choices for either member or employer contributions. The rate of return for Cash Balance accounts is not tied to investment performance. Cash Balance...

With hopes of relocation and reemployment just around the corner, and just fresh out of the company's retirement seminar, here are some numbers from their sponsored annuities they offer. Funded Amount : $350000 No Cola No Spousal Benefit Annuity Rate 7.75% Option 1-Life...

Our nestegg is as follows: CASH $650,516 DH 401K $365,799 DW 401K $269,367 DH/DW IRA's $154,234 Joint MF $135,345 Tax Deferred Amount = $789,400 Taxable Amount = $785,861 AA is Cash 41.27%, Fixed 5% return 20.46, MF...

Original post was back in March 2016. We have new numbers on nestegg, budget, etc. Original post is here:http://www.early-retirement.org/forums/f26/were-new-our-plan-is-iffy-81092.html Will post our new numbers and questions on Fire & Money as suggested by moderator. I am 61 and...

Great site, ThankYou. I am 61 and my wife is 56. We both have worked 35 years in Banking and State government. We commute only 1/2 mile to our jobs. But we want out of the weather in Nebraska. 1. We want to move to Phoenix or near there. 2. We are healthy and active. 3. We want to do this in...