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Congrats! I feel the same way. so much knowledge and help.

That wont work this year. Last year we both had employment income for part of the year. This is the first year fully retired.

I bought a new computer and tried copying over my bookmarked sites and have lost a website. Someone recommended a website to calculate estimated quarterly taxes. Suggestions on ones you use to estimate? I plan to set one up in my retirement spreadsheet, but haven’t had the time yet! Thank you! M

Thanks everyone. That helped a lot. We were deducting it from our budgeted expenses, but I have questioned if that was the best way. We are only a year into retirement and still working through what we will actually spend. Budget is about $100k with half covered by pension which has a 3% annual...

It is an Illinois state pension. He was an accounting Professor. Illinois sucks, but it is a state pension which makes it less risky in my mind. Also not taxed by Illinois which is a significant savings.

We are working on our asset allocation strategy. Even though we are both accountants, it is one of our struggles. DH receives a pension that is almost half of our annual budget. How do we add in the pension to our allocation strategy? We are currently about 80% stocks with the balance in CD’s...

Thanks Cocheesehead thats what I needed. Thanks to everyone for the feedback. Much appreciated.

Old shooter-my husband laughed out loud when I read your comments

How to calculate Not necessarily trying to pull money. Trying to mitigate losses and use those losses against gains to avoid tax. I am really looking for a process to review or calculate -maybe an excel spreadsheet. I retired from accounting and my husband retired from University teaching...

Morning, Recently retired. Looking for a process or calculation on bonds sell vs hold. We are trying to review and decide if we should sell a bit of VBLAX to offset other gains or hold until it recovers. Do you have a process for reviewing and deciding when to sell? M

thank you! For all of the replies. I plan to read and implement suggestions over the next few weeks!

roady-runner - Jan 2022 dadu007- - Jan 2022 oldmedic - Jan 2022 caninelover - Jan 21 2022 - FIRE'd tmitchell - Jan 24 2022 Present Aside - Feb 2, 2022 - FIRE’d Leonardo - Feb 2022 Escapevelocity - Feb 2022 kaudrey - 25 Feb 2022. - FIRE’d OnTheBeach - 28 Feb 2022 Romer- Feb 2022 Ozinvestor -...

Today is the day! Officially my last day! I had planned to load my boxes and head out, but will be leaving a few hours later than expected. Having a food day in my honor. It doesn't feel real yet. :dance: M

skipro gorgeous!

I am down to just a few days and finding it difficult to choose a way to track reminders and such. How did you keep track of tasks, appointments and email reminders once you left work? I detest g mail, but it seems the easiest email choice. Did you utilize the calendar on your phone to remind...

Set my date! roady-runner - Jan 2022 dadu007- - Jan 2022 oldmedic - Jan 2022 caninelover - Jan 21 2022 - FIRE'd tmitchell - Jan 24 2022 Present Aside - Feb 2, 2022 - FIRE’d Leonardo - Feb 2022 Escapevelocity - Feb 2022 kaudrey - 25 Feb 2022. - FIRE’d OnTheBeach - 28 Feb 2022 Romer- Feb 2022...

Excellent suggestions. I utilized a few in my email requesting a call and adding a retirement date. We had the call and he regretted not following up last week. We tentatively set a retirement date. The CEO wanted a call today to discuss further and my boss had an emergency and postponed until...

No contractual obligation. We are small and I am HR which leaves no one but the CFO and CEO to discuss or file. I am sending a follow up with a date. We shall see how it plays out. Thank you all.

I found one with dawn and baking soda but the smell is everywhere.

Anyone have a recipe to clean the smell of skunk off a stupid dog and out of our house? M

Thank you all for the comments. Planning to use a few on my response. I was vague and didn't add a date because I didn't want the CFO to have to tell the board as I am a key employee. I was hoping to ease out over the next few months. However, this certainly reminds that even though he asks for...

I sent in my overly vague email to discuss retiring with my boss on Monday with no response as of 1:30 on Friday other than a quick mention on a call on Tuesday. He had to take another "more important call" and said we should talk. Now nothing. I have worked here 22 years and am the...

woo hoo! that's exciting.

that has to feel good!

Southern Illinois about 30 miles from St Louis.