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Recently retired in August and have been on COBRA so far. ACA/Covered CA open enrollment for 2023 is now. When looking at plans and estimating our utilization (54M, 53F, 19M), the price seems the about the same between COBRA and ACA PPO plans. I know the 8.5% MAGI cap was extended for three...

This is a "first world problem" for sure. After being with some companies over last 25 years that I exercised now-worthless stock options, my current employer IPO'd during my tenure here and shares are worth 25 to 30x my strike price (plus a bunch of RSU). While Iove logging into my etrade...

I'm 52. Targetting next year sometime. I have made my career in IT sales for last 25 years. It has been pretty stressful, only as good as your last quarter. Quota increases that drive you to a new job every 3 or 4 years on average. I have exceeded quota for 19 years straight. My question...

Any builders here? I have been in the tech industry since 95. Looking at sometime in 2022 to FIRE. We have plenty saved to not NEED to work, but I really want to learn how to build a house. In the US, we can sell a house every two years and not have to pay any cap gains in the first 500K...

So I moved a bunch of money yesterday to buy more of my Three funds at Schwab this AM. Well, they dont buy the funds until after the trading day. So I watched the Dow go from 21815 to 23185 in the last 25 minutes of the day. I'm should bought ETFs instead of index funds so I didnt have to...

We are still about 6 years out on retiring (based on DD college schedule). I have about 900k in cash that I have been waiting to invest. I think the market will correct I'm both equities and housing in the next 18 months. Would you sit and wait for buying opportunities, get some CDs, or...

Hello. Finally got registered on this forum after lurking for a while. I recently left a very high stress career in technilogy sales (20 years, I'm 47). I made very good money for years, but the stress of the treadmill was taking its toll. We are debt free with a 13 year old daughter that...