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Keeping it quiet.... I retired last year at 52, at the time many friends were excited and wanted to know what and how I did it. My DW will retire on schedule in 2 years at 56. After they heard that this was a disciplined, intensive, retirement planning program that we put ourselves on, while...

Let it ride.... #2 - Let it ride, I have stayed the course through several of these and each time I have avoided the so called experts telling me that now is the time to sell or rebalance. In the end, I let it ride and have been very fortunate so far. Another bumpy ride, kind of expected it...

I guess I feel just a little bit better knowing that I am not alone in this. My only other sibling has nothing at 50. Not working on having anything either and while I try to talk to him, absolutely no contact back. I am the older one and worry about him but had to come to the understanding...

Costco members since they opened Here is a quick list: Gas Travel packages Photo services Optical department Meat / Seafood quality and price Vitamins and supplements Restaurant gift cards at 20% off. Organic steel cut oats Kirkland jeans okay this could get long fast but lots to like, what...

Just started COBRA I just started COBRA this month for the next 18 months and as a single it runs at $502 per month including dental and vision. To be added to my DW insurance was over $700 per month, so in my case COBRA was far cheaper. Our HR department was the only avenue to give me...

Heading out in a few days for a California Coastal cruise for a week with grown kids and grandson. Entertaining some friends from Australia when we get back, then heading over to the Oregon Coast to visit more family in May. Then finally a nice romantic cruise for just me and DW in November in...

It is concrete and holds up to 8 cars which is awesome until I have to shovel snow off of it every year.

Public safety pension at age 52, no penalty. In fact most public safety can pull pension starting at 50 with no penalty. We can also pull from our 457DF plan depending on each state entities plans without penalty upon retirement. Bottom line is there are lots of rules and lots of plans and many...

Probably the biggest argument about including a pension in your net worth, and mind you I include mine, is this: Today: $2 million in Retirement accounts or $2 million value in your pension If you die tomorrow?? You still have $2 million in your retirement accounts... (heirs) Most pensions...

well... As I stated there are many different definitions of what makes up a Net Worth. I have heard even professionals say you shouldn't add in your value of your house. When it comes to pensions it can be a struggle to determine what the net worth is even though their are pretty simple...

More questions than answers.... So an open ended question like this post tends to get lots of differing answers. It also depends upon ones perspective of what the definition of low NW is. In our case we will have two pensions that should pay for 90-95% of our expenses, our mortgage will be...

Sorry but not what I look for So I have only been on 7 cruises, but my main objective of being on a cruise is too escape all of the life interruptions for that brief week of time or longer. Putting all of those handheld electronic devices into the cabin safe and locking them away is part of our...

+1 - Don't ever try and chase the puck..... Stay the course, it was a good decision when you made it for a reason.

Love your list, I am sitting at 7 weeks before I end a career at 52 and get asked this question every day. I have so much written down that I want to do retired, not sure how to fit it all in.

COBRA for 2017 This is a bigger gamble and unknown than where to invest your money... Retire in 2017 @52, would cost over $700 per month to join DW insurance plan. COBRA will let me stay at $450 a month for up to 18 months but this is turning out to be a game that you need to re-review...

Inspiring story I really enjoy (real) stories like these, they are insightful, they can help us look thru the retirement glass from a much different perspective and understand we don't have to keep living just like we were in our working years once we retire, we should be free to look at all of...

I'm afraid they are the majority.... First off, great job helping out your family as that is what family is supposed to do. We have my DW parents living with us for last 14 years and will be until the end because no thoughts what so ever on how they were going to live in retirement. He even...

As it usually does it falls on the ones still working and of course that can hit you guys when it comes to recruiting too. Hope it all works out well for you and they get that ship in shape for all the rest of them too. Broken promises can take a long time to get over, they should make a point...

Amazing isn't it, we spend our career taking care of others and then have the ones watching our future turn out to be the ones we should have really been watching. :facepalm:

As a quick follow up, I am also a very soon to FIRE officer (27 years), who has spent amazing amounts of time making sure I have checked everything twice. Our pension payout is 85% funded, which ranks 8th in the nation, but we also have a lower pension payout of roughly 60% of highest average...

Not all the same Seeing as not all defined benefit pensions are the same, it is hard to judge in this case. A lot depends on the strength of your pension system. My DW and I are both in DB COLA'd pensions, but they are legislated, run statewide and one of the strongest in the country. They...

Congratulations!! :dance:

Well done, well played, well prepared!!

A little update... So August 1st, I submitted my retirement notice and plan to have my last day of work as December 22nd, 2016. with lots of vacation time on the books I'll be hitting the pension March 1st, 2017. Lots of great thoughts and advice on these boards and I soak up as much of it as...

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