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I don't know much about Ameriprise specifically. I recommend using FINRA.org's broker check as well as their guidance on how to choose an advisor. The SEC has a nice SEC investor bulletin on how to choose an investment professional as well. I think some of the choice as to who and whether to...

If we talk state taxes on retirees, I like this site. https://www.kiplinger.com/tool/retirement/T055-S001-state-by-state-guide-to-taxes-on-retirees/index.php

If you move out of TSP have some very good reasons. One of those reasons used to be limited withdraw options, however that recently changed, although the change wasn't fully implemented the last time I checked. The flexibility and limited number of options cry is called by many financial...

This is going to be a book, because I still struggle with this, with only the 2 out of the 5 in college so far. We committed to paying about $12000 a year for college. They were supposed to come up with the rest. The first did pretty good at first, but we learned that whenever he takes a full...

I didn't see if you said where you went to get your free report, it should be able to be done by going to each bureau's site. If you have them frozen and you are trying to use a commercial site to get your report, sometimes they won't release the report even if it is for you and a soft inquiry-...

I was aware of changes. We have got ours by buying a year through Costco after reading a thread here back in December or January I think. Got our money's worth. But they were mentioned on the news as having significant cash flow problems, so maybe I better use it more before they collapse all...

Well I'll be...they passed the pro rate exclusion part while I was on deployment and I missed it. Odd I have never come across it while reading since then, but I wasn't looking for it. I always had that live in the rental, reduce taxes as an option for later. Well I thought I did. One of the...

I am watching the series Banishment on Amazon. The convicts keep using a term for someone who rats out on their mates to authorities, I can't quite make out the word. Kind of sounds like gaus? For some reason I need to know.

It looks like you are trying to do what was our goal, pay for half the cost of in state tuition for our children. I have two in college right now (3 more) and we have met/are meeting the goal - but I wouldn't have made it with 2% return. We have also discovered the "hidden" costs of college. Ok...

I still struggle with the idea that because others are doing better than you that is somehow harms you. I just don't "feel" harmed, and my experience indicates no harm to me. The conclusion of the study is that the top 1% are doing better at the expense of everyone else, rather than just stating...

I must have missed the idealistic stage. Well, maybe not entirely I did want to serve my country, I saw that as important. But what I wanted as I graduated high school was to work hard and eventually retire comfortably. I thought about some things, how the world should be, but I never had any...

I am not a T-bills investor, but I am curious. Couldn't you buy T-bills from treasurydirect.gov and maybe avoid some fees? What is the advantage of buying through a brokerage?

If he hasn't transferred benefits yet, then he incurs a 4 year service obligation when he does. So

I think she said it was a steroid. I'll ask tonight and mention Euflexxa.

Actually only after Dec 31, 2018. Therefore, still taxable for OP. So anyone in the divorce process right now may want to speed up or slow down the process depending on whether they will be paying or receiving alimony.

I am sure I have seen it before, but for some reason yesterday when I saw it I was really annoyed. I was pumping gas and the guy behind me was doing the same, talking on his cell phone. I stared at him and he moved away from the pump to the other side of his car. Does it really matter? Is there...

We discovered early last year my wife had what they called advanced arthritis in one knee and now we have confirmed it in on other knee. The first was discovered when she had surgery for the meniscus and the doctor came out after the surgery and said that the meniscus is minor, the severe...

Usually each time you apply for a credit card your score dips a bit, maybe 10 to 15 points. Multiple new applications magnify the dip, although how much depends on the super secret formula. It generally takes about 6 months for full recovery. People who churn credit cards watch this closely...

I was in a similar position. Maybe you would want a lower stress route (and likely lower income). Get the AFC designation from AFCPE and be a military personal financial counselor. Give back to the community while doing something (personal finance) that you love. Typical pay in this field is 40...

SBP Dual military as well, although I retired as an E7 when my wife (who was also an E7) started MECP to become a nurse and officer so that I wouldn't have to salute her. She is now an O3E. I have considered myself to be retired, semi-retired, or working for goals during various stages since...

DR has helped a lot of people and his program is great for getting people out of debt. For the most part people who have to be told what to do, who have been superconsumers their entire adult life. For some he helps, many, it becomes a religion and Dave has engineered his program to make devoted...

I don't really spend much on non-essentials, but I do to tend to look at cars as an operating expense. So annually, I'd like to keep that expense down to something reasonable. On older cars I have no problem spending one or two thousand a year on maintenance, since they really aren't costing me...

Is there any reason I couldn't hand my debit card to my teenager and let them see a movie?

The Blended Retirement System decision is a big one. He is early in his career, which means statistically he is more likely to leave service without a pension than with one. He should strongly consider switching to BRS and getting matching with his TSP investments. It puts him in a lower pension...

We are in the same category, but since all of our houses now are rentals (military family) and since they are moving up the child tax credit phase out, increasing the child tax credit and providing a dependent credit (if it all goes through), then for the short term we will actually have at...