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Internal auditor for the last three years along with oil and hazardous substance spill responder U.S. Navy active duty for 22 years. Mostly submarines where I did various jobs including teaching, marine equipment maintenance, project management, safety consultant, preservation specialist...

Congratulations. We are just beginning to pursue the same goal, can't wait.

At 17% with a mortgage on our primary residence(2.5% rate).

Going back to the RB40 article, I looked at the study linked and found it somewhat disheartening. It goes into the current low bond yield environment along with possible lower stock market returns to conclude that much lower withdrawal rates are needed than the generally accepted 4%. As someone...

What do you call a dinosaur that gets up early? A crack-o-don

Nords, The 15 year refinance and the proximity to 4% are both related to my current understanding with DW about retiring early. We both are hesitant about RE due to the unknowns of young children. Current goals are 3% WR and no mortgage. The refinance is a way to speed up payoff and save some...

Assuming your new housing expenses are in check and the VA benefits have closed the spending gap I would pay off the 15% credit card and use the remainder for an emergency fund. Going forward look for places to cut back to pay off the other credit card as much as possible before the 0% expires...

My plan is similar but smaller numbers. I am currently refinancing to a fixed 15 year at 2.5% from a 30year. Once my liquid assets are back above a preset threshold I will begin paying $300/month extra. On top of that when liquid assets reach threshold plus $2k I will pay down the mortgage by...

The article definitely is click bait-I bit last night. I bet most of us here have invested more over the last few years. They are doing much better than most Americans and deserve some kudos. What I liked the best was reading the comments, most called out the million in 4 years as false but many...

MRA+10 is my icing on the cake, I hope to not be employed when it comes time to collect. It won't be much but every little bit helps. My kids will be receiving one year each of my GI bill, military service provided me many benefits for which I am eternally grateful. Thanks everyone for the warm...

It will, faster than you think. Impressive NW for your age, keep up the good work.

Great move. I think I would play up the "I was fired" aspect to those that didn't know the truth just to gage their reactions.

Hi. I have been reading the forums for about 2 months learning more about FIRE. I decided that active discussion will allow me to learn more as I participate and I may be able to help others as well. A little about myself: I am 43, have been married to the same wonderful woman for over 24...